Types of Petrol: What Should You Fill Your Car With?

19 May 2018
Petrol is, at times, very confusing. Each fuel retailing group has its own brand names for the fuels it sells. And the petrol itself is available in four different ‘flavours’ generally: 91, 95, 98 and E10. It can be very confusing knowing which one to re-fill your tank with…

Which Type of Petrol Should You Use?

The numbers are what matters:

  • Standard unleaded petrol is 91
  • Premium unleaded is both 95 and 98
  • The ethanol-blended E10 (a mixture of up to 10% ethanol in petrol) is a substitute for 91 in most cars.

Those numbers – 91, 95 and 98 – are the so-called ‘octane rating’ of the fuel. They’re all about the same in terms of the energy in the fuel. What octane really is, is an index of a fuel’s resistance to burning too early inside your engine – if that happens, it causes ‘pinking’ or ‘pinging’ (same thing), which is mechanically destructive at high revs and large throttle openings.

Carmakers design engines for a minimum octane rating. If you open the fuel flap of your car and it says ‘unleaded petrol only’ it means 91 octane fuel is OK. If the fuel flap says ‘premium unleaded only’ it means you need to use at least 95. If the fuel flap tells you to use 98, that’s what you need to do.

Can I Use A Higher Octane Fuel Than Recommended?

It can’t hurt your engine if you use a higher octane fuel. So, for example, if you use 95 or 98 in an engine designed for 91, that’s OK. However, it’s not acceptable to put in a lower octane fuel than the minimum recommended by the manufacturer. Using 91 in an engine designed for 95 or 98 is potentially destructive.

Fuel retailers love to talk up the purported benefits of their premium fuels. They don’t lie on this, but they do overstate the benefits. Most modern engines will adapt up (very slightly) if you run them on a higher octane fuel than the minimum recommended – you will get either better economy or more performance (depending on how you drive). But in practise, the improvement is tiny, and the price premium of the higher octane fuel always eclipses the economy benefit from running it – in other words, it’s not an economically rational choice to run 98 in an engine designed for 91, even though it might run slightly better.

What About Ethanol (E10)?

Ethanol is interesting. In Australia we consume about 20 billion litres of petrol annually, and most of the crude oil required for that comes from geopolitically unstable regions including the Middle East, where (problematically) two-thirds of the world’s known oil reserves are located. Therefore, diluting our energy dependency with 10% locally made ethanol is an excellent idea.

But E10 is not a substitute for premium unleaded petrol. If your car requires 95 or 98, E10 is not a viable fuel for it. The overwhelming majority of cars on Australian roads designed for 91 petrol can accept E10.

Can My Car Use E10?

There’s a comprehensive list here at FCAI and you can always ask the carmaker for a definitive answer on your car. For those in Queensland, the Queensland government has launched a new campaign called E10 OK, which is supporting renewable energy incentives and educating consumers on their choice of petrol. You can check your E10 compatibility here.

Pros & Cons of E10

Ethanol is an octane booster for petrol, so E10 generally has an octane rating higher than 91. (Notionally it’s 94, but in practise it depends on exactly how much ethanol there is in the ‘up to 10%’ blend at any particular re-fill.) This means your car will perform slightly better on E10 – but there is a trade-off.

The trade-off is that there is about 30% less energy in ethanol, compared with petrol. When it’s blended 10% with petrol, there is about three percent less energy in the blend, and that means your fuel consumption will increase by about three percent when you run E10 compared with 91 octane unleaded, if all other things remain equal. And that means, for E10 to be an economically rational choice for you, it really needs to be about three per cent cheaper than 91 octane regular unleaded.


Compare Car Insurance

If you’re considering car insurance policies, the comparison table below displays some of the policies currently available on Canstar’s database for a 30-39 year old male seeking comprehensive cover in NSW without cover for an extra driver under 25. Please note the table is sorted by Star Rating (highest to lowest) followed by provider name (alphabetical) and features links direct to the providers’ websites. Use Canstar’s car insurance comparison selector to view a wider range of policies.

About John Cadogan:

John Cadogan is an Australian automotive journalist and is currently editor in chief of CarLoans.com.au. He frequently presents news for some of Australia’s top media companies such as Channel 7’s Today Tonight and 2UE radio. 

Share this article