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Below we give an overview of the personal loans Plenti offers its customers.
What personal loans does Plenti offer?
Plenti offers a number of unsecured personal loan products for a variety of purposes. To find out about how these loan types differ, you can read our explainer on secured versus unsecured loans.
Here’s a summary of the features, fees and rates that apply to Plenti’s personal loans at the time of writing:
Plenti personal loan
Plenti’s core personal loan product is an unsecured loan which can be used for a range of purposes.
Interest rate: ranging from 6.39%p.a. (comparison rate 6.39% p.a.) to 17.89% p.a. (comparison rate 20.41% p.a.). The rate that applies to your loan will be determined by factors including your credit score.
Fees:
- Establishment fee: $0 for borrowers with ‘excellent credit’; $449 for borrowers with ‘good credit’; $699 for borrowers with very good credit; $749 for borrowers with ‘average credit’;
- Annual fee: $0
Loan amounts available: $5,000 to $50,000 over 1 to 7 years
Features:
- Additional repayments allowed
- Early repayment allowed without penalty
- Monthly repayments only
Plenti green personal loan
Plenti’s green personal loan product is an unsecured loan which can be used for the purchase and installation of energy efficient products.
Interest rate: starting from 6.99% p.a. (comparison rate 7.90% p.a.). The rate that applies to your loan will be determined by factors including your credit score.
Fees: Fees may apply, however, Plenti has not listed fees related to its green loan.
Loan amounts available: $5,000 – $50,000 over 1 to 7 years
Features:
- Additional repayments allowed
- Early repayment allowed without penalty
- Monthly repayments only
It’s important to note that other terms, conditions, fees and eligibility criteria may apply to Plenti personal loans so if you are considering taking out a loan, it’s important to read the target market determination (TMD) and other key documents carefully to ensure that the product is suitable for you.
