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Featured Health Insurance offers
Compare a selection of health insurers in Australia, with real time quote and features.
8 WEEKS FREE
Get 8 weeks free and skip the 2 month and optical waits on Extras when you choose Hospital & Extras cover. Eligible members only. T&Cs apply. Offer ends July 31, 2025.
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.
4 WEEKS FREE
Get 4 weeks free when you choose Hospital & Extras cover. Eligible members only. T&Cs apply. Offer ends July 31, 2025.
4 WEEKS FREE
Get 4 weeks free when you choose Hospital & Extras cover. Eligible members only. T&Cs apply. Offer ends July 31, 2025.
8 WEEKS FREE + 2 AND 6 MONTH WAIVER
Join with Hospital & Extras cover and get 8 weeks free, plus skip the 2 and 6 month waits on extras. Eligible members only. T&Cs apply. Offer ends July 31, 2025.
8 WEEKS FREE
Get 8 weeks free and skip the 2 month and optical waits on Extras when you choose Hospital & Extras cover. Eligible members only. T&Cs apply. Offer ends July 31, 2025.
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.
4 WEEKS FREE
Get 4 weeks free when you choose Hospital & Extras cover. Eligible members only. T&Cs apply. Offer ends July 31, 2025.
Confirm offer information, T&Cs and eligibility requirements before making a decision to buy health insurance.
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Health insurance tips from our expert
Sally Tindall, Canstar Director of Data insights
Don’t set and forget
Health insurance isn’t a ‘set and forget’ expense. Your needs change, and so do policies. Take half an hour at least once a year to review your cover. Are you still paying for pregnancy and birth-related services when your kids are in high school? Or have you picked up a new sport that might put you at higher risk of injury? A quick review can help you cut out what you don’t need and ensure you’re covered where it matters.
Consider a higher excess
A higher excess means you’ll pay more out of pocket if you need treatment, but it can significantly reduce your premiums. If you’re fit, healthy, and not making frequent claims, this could be a way to trim down your monthly bill. Just make sure you have enough savings to cover the excess if you ever need to use your policy.
Loyalty won’t always save you money
Health insurers love long-term customers, but that doesn’t mean they’ll reward you for sticking around. If you’ve been with the same provider for years, chances are you’re paying more than you need to. Before your policy renews, shop around, compare policies, and see if switching could save you money. And don’t be afraid to call your insurer and ask for a better deal – you might be surprised at what they offer to keep you.
Important Information
For those that love the detail
This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.