Caravan insurance

Caravan insurance can provide a level of financial cover for accidental loss or damage to your caravan while in Australia.

The table below compares a selection of caravan insurance policies available in the market. We have selected the products which have information publicly available to be included in the table. The information about the caravan insurance policies in the table is as at the 5th of December 2019. We will not be actively updating the table so not all products may be available and features may have changed. Please note that products have been sorted alphabetically, A to Z, by brand name.

While best endeavours have been made to reflect accurate information, this information should not be solely relied upon. For further details, Canstar suggests getting in touch with the provider, accessing the information available on their website and consulting professional advisers as required. Always read the product disclosure statement and consider whether the product makes sense for your financial circumstances. Canstar does not rate caravan insurance policies and makes no recommendation about comparative features and benefits with respect to these products.

Brand Name Online Claims Contents Cover Max Legal Liability Max Replacement Caravan
APIA No Must purchase separately $20 million New caravan replacement after a total loss for caravans less than 2 years old
Australian Caravan Insurance No $2,000 $20 million Replacement of your caravan in first 2 years of original registration or date of purchase
BUPA No $1,000 $30 million New for old 1 year old
Catholic Insurance No $1,000 $20 million Replacement of new caravan or trailer if it is written off within 2 years of original registration
CGU No $500 $30 million If your caravan’s less than a year old and is a total loss, we’ll buy you a new one
CIL Caravan Insurance No $1,000 $20 million caravan legal liability and $20 million personal liability A new replacement caravan if it is a total loss within 2 years of registration of the caravan
GIO Yes $1,000 $20 million 2 year new caravan replacement
NRMA No $1,000 $20 million If your caravan or camper trailer is written off in its first two years and we agree to pay your claim as a total loss, then we may choose to replace it with a new one
Over 50 Insurance No $1,000 $20 million New for old replacement after a total loss – caravan or trailer less than 2 years from first registration
QBE Yes $750 $30 million We’ll provide you with a new replacement vehicle of the same make and model, or nearest equivalent for up to 2 years
RAC No $1,000 $20 million If your caravan or trailer is written off and it’s less than 2 years old and you’re the first registered owner, we’ll replace it with a new caravan or trailer
RACQ No $500 $20 million
RACQ No $500 $20 million
RACT No $1,500 $20 million
SGIO No $1,000 $20 million 2 year new caravan replacement
Suncorp no $1,000 $20 million 2 year new caravan replacement after a write off or theft
YOUI Yes $750 per claim, $2,000 annually $20 million Subject to availability, we may choose to either replace the caravan or trailer or pay the replacement cost of a new one, if it is assessed by us as a total loss within the first 24 months