Compare Caravan Insurance Australia
Caravan insurance
Caravan insurance can provide a level of financial cover for accidental loss or damage to your caravan while in Australia.
The table below compares a selection of caravan insurance policies available in the market. We have selected the products which have information publicly available to be included in the table. The information about the caravan insurance policies in the table is as at the 5th of December 2019. We will not be actively updating the table so not all products may be available and features may have changed. Please note that products have been sorted alphabetically, A to Z, by brand name.
While best endeavours have been made to reflect accurate information, this information should not be solely relied upon. For further details, Canstar suggests getting in touch with the provider, accessing the information available on their website and consulting professional advisers as required. Always read the product disclosure statement and consider whether the product makes sense for your financial circumstances. Canstar does not rate caravan insurance policies and makes no recommendation about comparative features and benefits with respect to these products.
| Brand Name | Online Claims | Contents Cover Max | Legal Liability Max | Replacement Caravan |
| APIA | No | Must purchase separately | $20 million | New caravan replacement after a total loss for caravans less than 2 years old |
| Australian Caravan Insurance | No | $2,000 | $20 million | Replacement of your caravan in first 2 years of original registration or date of purchase |
| BUPA | No | $1,000 | $30 million | New for old 1 year old |
| Catholic Insurance | No | $1,000 | $20 million | Replacement of new caravan or trailer if it is written off within 2 years of original registration |
| CGU | No | $500 | $30 million | If your caravan’s less than a year old and is a total loss, we’ll buy you a new one |
| CIL Caravan Insurance | No | $1,000 | $20 million caravan legal liability and $20 million personal liability | A new replacement caravan if it is a total loss within 2 years of registration of the caravan |
| GIO | Yes | $1,000 | $20 million | 2 year new caravan replacement |
| NRMA | No | $1,000 | $20 million | If your caravan or camper trailer is written off in its first two years and we agree to pay your claim as a total loss, then we may choose to replace it with a new one |
| Over 50 Insurance | No | $1,000 | $20 million | New for old replacement after a total loss – caravan or trailer less than 2 years from first registration |
| QBE | Yes | $750 | $30 million | We’ll provide you with a new replacement vehicle of the same make and model, or nearest equivalent for up to 2 years |
| RAC | No | $1,000 | $20 million | If your caravan or trailer is written off and it’s less than 2 years old and you’re the first registered owner, we’ll replace it with a new caravan or trailer |
| RACQ | No | $500 | $20 million | |
| RACQ | No | $500 | $20 million | |
| RACT | No | $1,500 | $20 million | |
| SGIO | No | $1,000 | $20 million | 2 year new caravan replacement |
| Suncorp | no | $1,000 | $20 million | 2 year new caravan replacement after a write off or theft |
| Youi | Yes | $1,000 | $20 million | Subject to availability, we may choose to either replace the caravan or trailer or pay the replacement cost of a new one, if it is assessed by us as a total loss within the first 24 months |