My 2018 Financial Resolution: Lisa Messenger, Georgia Barnes and More

New Year, New You! Or so we tell ourselves. But have you set yourself any goals for your finances?

Many of us have set a list of New Year’s resolutions we are doing our best to stick to and I’d wager many are based on finances (my New Year’s resolution: less wagers). Well, I don’t know about you but I like to know what others are planning. So, partly to pander to my own interest, we approached a number of our role models to find out what their financial resolutions are for 2018.

And here are the five intriguing responses we received …

Lisa Messenger - Collective Hub

“In 2018, I’m boldly and bravely taking a big step when it comes to the future of my brand, Collective Hub. After 4.5 years of growing my biggest business to date, I have finally decided to seek external investment. It’s a huge step for a solo entrepreneur, but as the business has scaled far beyond my wildest fantasies, I’ve had to face a growing realisation. I’d rather own a small portion of something REALLY big than 100% of something which may be limited due to financial and strategic resources. It’s time to let this baby really fly, rather than letting it all rest on my shoulders!

Another New Year’s resolution I’ve made is to invest more time and energy in self-care. As an entrepreneur, I’ve learnt that NOBODY makes good financial decisions when they’re burnt out, emotionally, physically and spiritually. That’s why I’ve started the New Year with a short break near Byron Bay. Last year, we opened the Collective Hub Retreat in Bangalow (Instagram @collective_retreat)  – a place where entrepreneurs, creatives or anyone in need of restoration can come to regroup, reset and ignite their full potential.”

About Lisa Messenger

Lisa Messenger is the founder and CEO of the Collective Hub. She launched Collective Hub as a print magazine in 2013 with no experience in an industry that people said is either dead or dying. Collective Hub has since grown into an international multimedia business and lifestyle platform with multiple verticals across print, digital, events and more recently, co-working spaces. Lisa is an international speaker, best-selling author, and an authority on disruption in the corporate sector and the start-up scene.


Tim McIntyre, MoneySaver HQ

“In 2018 I will make a calendar with all my financial deadlines so that I can make sure I have the time to get the best deals on all of life’s essentials. The calendar will include events such as the end of my discount period on my energy contract; the renewal dates for my health, car and landlord insurances; my gym membership and other recreational subscriptions.

When the date for each approaches, I will conduct my own research into the deals that are out there, so I am armed with some ammunition when I call my existing providers and try to get an even better deal.

Experiences in recent years have taught me that the absolute best way to get a discount or deal is simply to call and ask politely, leaving the customer service representative on the other end of the phone in no doubt that you know what you are talking about and are prepared to switch if they can’t look after you. Most service and credit providers make their money by recruiting and retaining customers, so make them work that little bit harder to keep you on the books.”

About Tim McIntyre

Tim McIntyre is Editor at MoneySaver HQ at News Corp Australia. MoneySaver HQ is the largest media brand in Australia focused on money. It is published in major newspapers throughout Australia with an online, multimedia information and news hub. With over 10 years’ experience as a journalist, Tim has specialised in real estate and personal finance and also reported on the Beijing Olympics. His articles have been seen in, The Herald Sun, The Daily Telegraph, Perth Now, and many more.

Georgia Barnes - Food Personality and Runner-Up in MasterChef Australia

“My financial resolution for 2018 is super simple, to increase my savings! 2017 moved so quickly, I really didn’t take the time to put some simple strategies in place. Working smarter, not harder is high on my list of financial priorities this year. My bank has a specific product designed to help me reach my goals. Instead of throwing money into my savings account randomly, all I need to do is deposit a minimum amount each month, and as long as I don’t withdraw any cash, I’m rewarded with increased interest. I always work well with an incentive in mind, however, regularly allocating the funds is the tricky part! After looking over my personal expenses from last year, I was able to identify where and what I was spending most of my money on and made a list of do’s and don’ts for myself to get that savings account thriving.”

About Georgia Barnes

Georgia Barnes is a well-known food personality and creative home-cook with an unwavering passion for inspiring others. Having placed runner-up on MasterChef Australia in 2015, the 30-year-old is also a qualified nutritionist, presenter and content creator. You can find her recipes, blog and store at

Belinda Williamson - PR Manager at Canstar

“My finance resolution for 2018 is to not be the plumber with the leaky tap or the mechanic with the broken tail light. I’m the money savings specialist who has finally taken my own advice to get my home loan in better shape.

Like many Aussies, I’ve recently lapsed into a set and forget attitude when it comes to my home loan. This means paying more than I should given the number of loans on offer today with an interest rate below 4%. A recent Canstar survey of more than 1,000 mortgage holders found I’m not alone, with almost one in every three Australian borrowers intending to negotiate a better rate on their home loan but failing to yet take action.

The good news is I was able to get a better deal with one phone call. I simply dug out my statements to know exactly what I was paying for my current loan, jumped onto Canstar to compare my loan to others offered by my bank and other providers and then called my bank. I managed to get a 61 basis point rate cut right off the bat! Next I’m planning to pay my health insurance in advance to make extra savings.”

About Belinda Williamson

Belinda Williamson is Canstar’s PR Manager and money savings specialist. An accomplished communications professional and finance enthusiast with more than 12 years’ experience educating consumers about money matters, Belinda’s aim is to help more Australians confidently choose the right finance solution for them and ultimately save time and money in the process.


 Lorraine Murphy - Founder of The Remarkables Group

“My financial resolution for 2018 is to get a strong headstart on my five-year plan to be financially free by the time I’m 40.  That involves bedding down a clear financial strategy with my husband, thinking smarter about our living expenses and growing my business significantly.

We had our first baby last year, so we also want to set up a fund that we’ll pay into each month for her – so that she has a lump sum in an “Opportunities Fund” when she’s older and wants to pursue a business idea, travel or education.”

About Lorraine Murphy

Lorraine Murphy is the founder of The Remarkables Group, the first dedicated influencer talent agency in Australia. She was named one of BRW’s Five Young Entrepreneurs to Watch and has featured regularly in media including The Project, Sunrise, Sydney Morning Herald and Collective Hub.  She is an award-winning entrepreneur and bestselling author of Remarkability and Get Remarkably Organised.

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