If you're unable to pay for your bills and essentials each month, then you may be experiencing financial hardship. What help is available?
David Rankin is founder of the personal budgeting service Sort My Money. He has 15 years’ professional financial experience, including as a bank manager and small business specialist. He is also a financial author, host of the Sort My Money Podcast and has appeared numerous times on Channel 9’s Today show. You can find him on LinkedIn.