Life Insurance

Direct life insurance can provide a payment to your loved ones in the event you die, but does not cover other events. Direct life insurance can be simpler and easier to purchase as there is no...

We see a multitude of fantastic innovations every year that truly deserve recognition. Asgard's new mortgage life insurance facility offers death and total and permanent disability (TPD) cover up to the loan amount - and is...

For instance: An 18-year-old Uni student may well consider his Ipod to be his greatest asset. A 28-year-old nurse may tell you her car is her greatest asset. A 38-year-old executive might opt for his family...

Budget? Never had one in my life Congratulations for getting this far without one. For most of us, a budget of some sort is an essential guide to making the most out of our income. We...

What is the difference between Guaranteed Renewable and Cancellable Life Insurance Term Contracts? CANSTAR provide meaning to these features.

If you have been knocked back by a life insurer in the past or if you have a pre-existing health issue or a risky job you think would exclude you from being able to obtain Life...

Life insurance companies charge a base premium for each $1000 of insurance cover sold. Individual factors such as smoking and age add to this base premium while other factors such as the total amount being insured...

Following cancer is cardiovascular disease, although official death rates show the reverse, with coronary heart disease, stroke and heart failure accounting for 34% of deaths in Australia, and cancer the country?s second highest killer at 30%...

A stepped premium is so called because it is recalculated at each policy renewal and, as the name suggests, usually goes up, according to risk factors such as age. However, in some situations, the premium will actually drop...

After all, if your child is sick or injured, you will want to be at their bedside without worrying about work, bills and other expenses that may add up during this period. Some insurance companies won?t...