Finance News - July 6th Super: Take care if you’re applying for early release If you’re thinking about accessing money from your super under the COVID-19 rules then it’s important to make sure you are really eligible. If not, you could land yourself in hot water with the tax office....
Finance News - July 1st First Home Loan Deposit Scheme, round 2: Insider tips on how to apply Another 10,000 spots are now available under the First Home Loan Deposit Scheme (FHLDS) for the 2020-21 financial year. If you are an eager first home buyer looking to snap one of the available spaces, what...
Finance News - June 29th Does your home loan rate start with a '1'? Bank of us takes the lead in rate race A customer-owned bank has just made history, becoming the first-ever lender on Canstar's database to offer home loan interest rates below 2%. Here's where you can find the new record-low rates. Tasmanian-based lender Bank of us...
Finance News - June 29th Expert picks: Apps, podcasts and websites to check out Want to know what podcasts the experts are listening to and sites they are visiting? We asked four experts in various finance areas to reveal their favourite money or investing-related app, podcast and/or website. Here's what...
Finance News - June 29th CBA, NAB, Westpac & ANZ: Banks ‘race’ toward home loan rates below 2% It’s no longer a matter of ‘if’ home loan rates will drop below 2%, but ‘when’: that’s one finance expert’s prediction, after news that a big-four bank had cut its rates to match its closest rival....
Finance News - June 29th Property: 16 regional hotspots across Australia The ability to work from home and affordability is driving people to move out of big cities. We asked a property expert to pick regional hotspots in each state.
Finance News - June 29th How to lay-by your next holiday It’s possible to lay-by a holiday, which can make the cost more manageable. We take a look at the pros and cons plus what to consider.
Finance News - June 26th It's a rate race to home loans starting with a '1': Freedom Lend cuts to record low Online lenders are continuing to battle it out for the lowest variable home loan rate on the market, with the latest cut leaving owner-occupiers with an option just 0.18 percentage points from sub-2% home loan territory....
Coronavirus - June 23rd The long-term cost of taking $20,000 out of your super fund If you have lost your job or are running out of money because of coronavirus then accessing your super early may be tempting but it’s important to understand the potential risks.
Coronavirus - June 23rd Coronavirus: What happens if I suddenly lose my job? What are your options if you suddenly lose your job but aren’t entitled to redundancy? COVID-19 has resulted in hundreds of thousands of job losses. The latest figures from the Australian Bureau of Statistics (ABS) reveal...
Finance News - June 19th Reduce Home Loans offers new record-low variable rate The mantle for the lowest variable rate home loan on Canstar's database now belongs to a non-bank lender. On Tuesday, Reduce Home Loans introduced its new Owner Occupied Super Saver Variable loan, with a record low...
Finance News - June 19th ING to raise fixed home loan interest rates in 'surprise' move ING no longer leads the race in offering some of the lowest and equal-lowest fixed rate home loans on Canstar's database, with the lender increasing its fixed rates today. ING has raised all of its fixed...
Finance News - June 5th UPDATED: The lenders offering home loan cashback incentives in June 2020 Competition between home loan lenders is heating up, with many now offering new or expanded home loan cashback deals in an effort to attract new business during the coronavirus pandemic. Source: MultifacetedGirl (Shutterstock) Virgin Money recently...
Finance News - June 2nd RBA holds cash rate for June: What are the top interest rates for Australian consumers? The Reserve Bank of Australia (RBA) has announced it will leave the official cash rate at a record low of 0.25% for June. So, what does this mean when it comes to interest rates for borrowers...
Finance News - June 1st HSBC sweetens the deal for fixed rate borrowers ahead of cash rate call HSBC has reduced some of its home loan rates on the eve of the Reserve Bank cash rate announcement. It now joins one other lender in offering the lowest two-year fixed home loan on our database....
Finance News - June 1st The Financial Tips No One Ever Told You, As Shared By A Financial Expert Written in the gentle tone of a caring grandparent, financial advisor John D. Spooner’s book ‘No one Ever Told Us That: Money and Life Letters to My Grandchildren’ presents a collection of money and life letters written...
Coronavirus - May 29th Finance hacks: Spending smarter & managing credit card debt during coronavirus The impacts of the coronavirus crisis have extended to Australians' hip pockets, impacting spending habits in many households. If spending smarter is on your mind, here are a few ways to free up cash flow and...
Coronavirus - May 26th Value of super takes a hit, but younger Australians could ride out the COVID-19 storm The significant downturn in global financial markets in reaction to the coronavirus pandemic is to blame for a $227 billion loss from the super sector, new data shows. A finance expert says younger superannuation holders have...
Coronavirus - May 25th More than $10 billion withdrawn early: Why it's important to be familiar with your super As a growing number of Australians rely on the early release of their retirement savings to stay afloat, new research highlights the importance of getting to know your super balance and investment option. The Australian Prudential...
Finance News - May 22nd Abolish stamp duty, pay new home buyers $50,000: Property Council's plan to save construction industry jobs Buyers of newly built homes in Australia could be given a $50,000 government grant and a reprieve from paying stamp duty if a proposal by the property industry's peak body is adopted. The plan, which is...