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What do NRMA home and contents insurance policies cover?
NRMA lets you choose from home insurance, contents insurance or a combined home and contents insurance policy.
Home Insurance
NRMA says its home insurance is designed to protect your buildings and fixtures. Coverage may include the physical structures that make up the home, like the walls and roof, as well as other fixtures on your property such as your garage, shed or swimming pool.
Features of NRMA’s home insurance include:
- Fire
- Theft and vandalism
- Water and oil leaks
- Flood, rainwater run-off and storm surge
- Some of the costs of rebuilding your home
- Temporary accommodation
- Broken glass
Contents insurance
NRMA says its contents insurance is designed to protect your belongings at your home, such as furniture, appliances, clothing and shoes from events including fire, storm, theft and vandalism or malicious damage.
Features of NRMA’s contents insurance include:
- Theft and vandalism
- Fire
- Flood, rainwater run-off and storm surge
- Water and oil leaks
- Temporary accommodation
- Visitors’ belongings
- No excess for food spoilage
- Coverage when moving to a new home
Combined home and contents insurance
NRMA home and contents insurance offers all of the above benefits and inclusions of both home insurance and contents insurance in a combined package. At the time of writing, NRMA says policyholders may be eligible for a discount of 5% when they combine home and contents insurance based on a new customer signing up to two eligible policies.
How do I apply for a NRMA home and contents insurance policy?
To apply for a NRMA home and contents insurance policy, you can get a quote from NRMA by either calling them directly, or requesting one online via their website.