As an ever curious bunch, we decided to crunch our visitor numbers to work out which topics brought the most readers to our website this year. Through our calculations it became clear our readers were most keen on boosting their knowledge on highly practical personal finance topics. So, without further ado, here are the most popular articles by clicks on the Canstar website in 2017.
1. What is a mortgage offset account?
This explainer article takes you through the basics of mortgage offset accounts, a popular savings or transaction account linked to a home loan. Like many of our readers, you can also learn about how the balance in a mortgage offset account is ‘offset’ daily against the loan balance… Read more.
Source: Westpac Banking
2. How do you check your credit score?
This credit score article also proved popular with readers, who showed they were keen to learn the basics about this numerical score that shows lenders how trustworthy your reputation is as a borrower. Read more.
— The Today Show (@TheTodayShow) September 5, 2017
3. Visa vs MasterCard: what’s the difference?
Which provider is best – MasterCard or Visa? Readers flocked to this article and learned why you don’t have to overly concern yourself with whether a credit card is MasterCard or Visa in Australia. Read more.
4. The best suburbs to buy in Brisbane
This article reveals one of the best suburbs near the CBD is New Farm. Possibly one of the hippest suburbs in Brisbane at the moment, New Farm is also one of the city’s oldest and most densely populated suburbs. Of course, ‘hip’ does not come cheap. Read more.
— Quest Newspapers (@QuestNewspapers) November 15, 2016
5. What is lender’s mortgage insurance?
They say patience is a virtue but if patience is not your strong point, particularly when buying your first home, chances are you may need to pay lender’s mortgage insurance (LMI). This article fully explains the ins and outs of LMI and was highly sought after by our readers this year. Read more.
Source: Mortgage Choice
6. Can you buy a house with no deposit?
A home loan with no deposit may sound impossible – but it’s not always. This topic proved surprisingly popular with our readers. We explained that in Australia, you can get approved for a loan of 100% of the purchase price of a home with some lenders, however we also warned they are usually not a wise financial decision for most types of borrowers. Read more.
7. How much super do I need to retire?
It may not seem like it, but there will come a time when you can finally stop working and retire. And when you do, you want to be able to enjoy yourself. This article explained that how much super you need will depend on your lifestyle and circumstances when you retire, and proved one of our biggest crowd-pleasers. Read more.
— CANSTAR (@CANSTAR) June 2, 2017
8. Best suburbs to buy in Adelaide
This article explains that Beverley was nominated in 2014 as Adelaide’s most affordable suburb within 5km of the CBD. It is home to the Titanium Security Area, previously known as the (far less scary-sounding) Adelaide Arena, home to many of Adelaide’s sports teams. Read more.
Source: Google Maps
9. 2017 First Home Owners Grant: what’s available?
The First Home Owners Grant in Australia is designed to encourage and assist home-ownership across the country, and for eligible borrowers, it’s a great start to life as a property owner. The grant differs in each state and territory, and in most places, it applies to new homes only. This article gave our readers a full breakdown of the Grant and what might be available to them. Read more.
— Nine News Melbourne (@9NewsMelb) March 3, 2017
10. Who pays the Medicare Levy? How much is the Medicare Levy?
Large numbers of readers visited us to better understand the inner workings of Medicare, a government-funded public health service that provides free healthcare and other medical benefits to Australian citizens. As this article explains, it is partly financed by taxpayers who pay an extra tax known as the Medicare Levy. Read more.
— Sunrise (@sunriseon7) May 9, 2017