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| 18-May-2012 | Owner Occupied | Investment | Line of Credit | Equity | Apply at RateCity | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Institution | Std Var | Basic Var | 1 year fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | Std Var | Basic Var | 1 years fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | |||
| A M O Group | 6.69 | - | 5.98 | 6.13 | 6.13 | 6.69 | 6.69 | - | 5.98 | 6.13 | 6.13 | 6.69 | 6.78 | - |  |
| ADCU | 7.04 | 6.69 | - | - | - | - | 7.04 | - | - | - | - | - | 7.29 | - | |
| Adelaide Bank | 6.76 | 6.66 | 6.18 | 6.17 | 6.34 | 6.89 | 6.76 | 6.66 | 6.18 | 6.17 | 6.34 | 6.89 | - | - | |
| AIMS Home Loans | 7.25 | 7.07 | 6.65 | 6.59 | 6.64 | 6.92 | 7.25 | 7.07 | 6.65 | 6.59 | 6.64 | 6.92 | - | - | |
| AMP Bank | 7.42 | 6.45 | 6.09 | 6.14 | 6.19 | 6.69 | 7.42 | 6.45 | 6.09 | 6.14 | 6.19 | 6.69 | 7.62 | - | |
| ANZ | 7.42 | 6.62 | 6.19 | 6.34 | 6.19 | 6.79 | 7.42 | 6.62 | 6.19 | 6.34 | 6.19 | 6.79 | 7.57 | - | |
| Arab Bank Australia | 7.55 | 6.49 | 5.99 | 5.99 | 5.99 | 6.59 | 7.55 | 6.49 | 5.99 | 5.99 | 5.99 | 6.59 | 7.55 | - | |
| Assured Home Loans | 6.62 | - | - | - | - | - | 6.62 | - | - | - | - | - | - | - | |
| Aussie Home Loans | 6.25 | - | 5.85 | 5.99 | 5.99 | 6.39 | 6.25 | - | 5.85 | 5.99 | 5.99 | 6.39 | 6.25 | - | |
| Austral Mortgage | 6.76 | - | 6.19 | 6.19 | 6.39 | 6.94 | 6.76 | - | 6.19 | 6.19 | 6.39 | 6.94 | 6.86 | - | |
| B & E Personal Banking | 6.82 | - | 6.99 | 6.49 | 6.49 | 7.19 | 6.82 | - | 6.99 | 6.49 | 6.49 | 7.19 | - | - | |
| Bank of Cyprus Australia | 7.35 | 7.35 | 6.12 | 6.06 | 6.13 | 6.46 | 7.35 | 7.35 | 6.12 | 6.06 | 6.13 | 6.46 | 7.50 | - | |
| Bank of Melbourne | 6.99 | 6.32 | 6.09 | 6.09 | 6.09 | 6.89 | 6.99 | 6.32 | 6.09 | 6.09 | 6.09 | 6.89 | 7.09 | - | |
| bankmecu | 5.94 | 6.28 | 6.10 | 6.29 | 6.39 | - | 5.94 | 6.28 | 6.10 | 6.29 | 6.39 | - | 6.74 | - | |
| BankSA | 7.04 | 6.37 | 6.09 | 6.09 | 6.09 | 6.89 | 7.04 | 6.37 | 6.09 | 6.09 | 6.09 | 6.89 | 7.14 | - | |
| Bankstown City CU | 6.38 | 6.09 | - | - | - | - | 6.38 | 6.09 | - | - | - | - | - | - | |
| Bankwest | 7.30 | 6.29 | 6.39 | 6.39 | 6.33 | 6.74 | 7.30 | 6.29 | 6.39 | 6.39 | 6.33 | 6.74 | 7.28 | - | |
| bcu | 6.45 | - | 6.14 | 6.14 | 6.14 | 6.64 | 6.45 | - | 6.14 | 6.14 | 6.14 | 6.64 | 6.45 | - | |
| Beirut Hellenic Bank | 6.44 | - | 6.20 | 6.30 | 6.40 | - | 6.44 | - | 6.20 | 6.30 | 6.40 | - | 8.73 | - | |
| Bendigo Bank | 7.45 | - | 6.24 | 6.19 | 6.34 | 6.79 | 7.45 | - | 6.24 | 6.19 | 6.34 | 6.79 | 7.55 | - | |
| Big Sky Building Society | 6.42 | - | 6.34 | 6.29 | 6.39 | 6.89 | 6.42 | - | 6.34 | 6.29 | 6.39 | 6.89 | 6.57 | - | |
| BMC Mortgage | 6.73 | - | - | - | - | - | 6.73 | - | - | - | - | - | 7.03 | - | |
| BOQ | 7.11 | 6.88 | 6.09 | 6.19 | 6.29 | 6.60 | 7.11 | 6.88 | 6.09 | 6.19 | 6.29 | 6.60 | 7.46 | - | |
| CairnsPenny Savings&Loan | 6.65 | - | 6.35 | 6.35 | 6.40 | - | 6.65 | - | 6.35 | 6.35 | 6.40 | - | 6.65 | - | |
| Catalyst Mutual | 6.45 | 6.32 | 6.19 | 6.14 | 6.24 | 6.69 | 6.45 | 6.32 | 6.19 | 6.14 | 6.24 | 6.69 | 7.02 | - | |
| Citibank | 7.62 | 6.62 | 5.89 | 5.89 | 5.99 | 6.60 | 7.62 | 6.62 | 5.89 | 5.89 | 5.99 | 6.60 | 7.99 | - | |
| Coastline Credit Union | 6.19 | - | 6.19 | 6.19 | - | - | 6.64 | - | 6.19 | 6.19 | - | - | 6.64 | - | |
| Collins Home Loans | 6.32 | - | 6.84 | 7.30 | 6.64 | 7.14 | 6.32 | - | 6.84 | 7.30 | 6.64 | 7.14 | 6.76 | - | |
| Commonwealth Bank | 7.01 | 6.31 | 6.14 | 6.34 | 6.14 | 6.89 | 7.01 | 6.31 | 6.14 | 6.34 | 6.14 | 6.89 | 7.04 | - | |
| Community CPS Australia | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.99 | - | |
| 18-May-2012 | Owner Occupied | Investment | Line of Credit | Equity | Apply at RateCity | ||||||||||
| Institution | Std Var | Basic Var | 1 year fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | Std Var | Basic Var | 1 years fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | |||
| Community First CU | 7.15 | 6.59 | 6.19 | 6.19 | 5.99 | - | 7.15 | 6.59 | 6.19 | 6.19 | 5.99 | - | - | - | |
| Companion CU | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.99 | - | |
| Credit Union SA | 7.07 | 6.77 | 6.15 | 6.24 | 6.39 | - | 7.07 | 6.77 | 6.15 | 6.24 | 6.39 | - | 7.07 | - | |
| CUA | 6.47 | 6.29 | 5.99 | 5.99 | 5.89 | 6.69 | 6.47 | 6.29 | 5.99 | 5.99 | 5.89 | 6.69 | 6.72 | - | |
| Defence Bank | 6.74 | 6.54 | - | 6.49 | 6.49 | - | - | - | - | - | - | - | 6.84 | - | |
| Easy Street Fin Services | - | 6.59 | - | 6.19 | 5.99 | - | - | 6.59 | - | 6.19 | 5.99 | - | - | - | |
| ECU Australia | 7.10 | - | 6.19 | 6.19 | 6.35 | 6.99 | 7.10 | - | 6.19 | 6.19 | 6.35 | 6.99 | 7.10 | - | |
| eMoney | 5.86 | - | - | 6.17 | 6.27 | 6.90 | 5.86 | - | - | 6.17 | 6.27 | 6.90 | 6.27 | - | |
| Encompass Credit Union | 6.95 | - | 6.20 | 6.20 | 6.20 | 6.90 | 6.95 | - | 6.20 | 6.20 | 6.20 | 6.90 | 7.25 | - | |
| FCCS Credit Union | 6.69 | - | 5.70 | 5.75 | 5.80 | 6.05 | 6.69 | - | 5.70 | 5.75 | 5.80 | 6.05 | - | - | |
| First Option CU | 7.06 | - | 6.20 | 6.30 | 6.40 | - | 7.06 | - | 6.20 | 6.30 | 6.40 | - | - | - | |
| Gateway Credit Union | 6.64 | 6.33 | 6.47 | 6.47 | 6.47 | - | 6.64 | 6.33 | 6.47 | 6.47 | 6.47 | - | 6.79 | - | |
| Greater Building Society | 6.60 | 6.24 | 5.99 | 5.99 | 5.99 | 6.30 | 6.60 | 6.24 | 5.99 | 5.99 | 5.99 | 6.30 | 6.95 | - | |
| Hemisphere Financial | 6.19 | - | 6.68 | 6.61 | 6.67 | 6.93 | 6.19 | - | 6.68 | 6.61 | 6.67 | 6.93 | - | - | |
| Heritage Bank | 6.74 | 5.99 | 6.09 | 6.15 | 6.29 | 6.59 | 6.74 | 5.99 | 6.09 | 6.15 | 6.29 | 6.59 | 6.81 | - | |
| Holiday Coast CU | 6.85 | - | 6.29 | 6.09 | 6.29 | 6.99 | 7.00 | - | 6.29 | 6.09 | 6.29 | 6.99 | - | - | |
| Homeloans | 6.37 | - | 6.19 | 6.09 | 6.29 | 7.09 | 6.37 | - | 6.19 | 6.09 | 6.29 | 7.09 | 6.47 | - | |
| HomeSide Lending | 7.02 | - | 5.79 | 5.89 | 5.99 | 6.74 | 7.02 | - | 5.79 | 5.89 | 5.99 | 6.74 | 7.20 | - | |
| Homestar Finance | 6.26 | - | 5.85 | 5.85 | 6.05 | 7.05 | 6.26 | - | 5.85 | 5.85 | 6.05 | 7.05 | - | - | |
| Horizon Credit Union | 6.20 | 6.45 | 6.24 | 6.29 | 6.34 | 6.99 | 6.20 | 6.45 | 6.24 | 6.29 | 6.34 | 6.99 | 6.85 | - | |
| HSBC | 7.38 | 6.77 | 5.99 | 5.99 | 6.09 | 6.45 | 7.38 | 6.77 | 5.99 | 5.99 | 6.09 | 6.45 | 7.46 | - | |
| Hume Building Society | 6.60 | 6.30 | 6.10 | 6.30 | 6.40 | 6.80 | 6.60 | 6.30 | 6.10 | 6.30 | 6.40 | 6.80 | 6.70 | - | |
| Hunter United Credit Un | 6.90 | 6.50 | - | - | - | - | 6.90 | 6.50 | - | - | - | - | 7.24 | - | |
| Illawarra CU NSW | 6.45 | 6.32 | 6.19 | 6.14 | 6.24 | 6.69 | 6.45 | 6.32 | 6.19 | 6.14 | 6.24 | 6.69 | 7.02 | - | |
| IMB | 6.74 | 6.04 | 5.99 | 5.99 | 5.99 | 6.59 | 6.74 | 6.04 | 5.99 | 5.99 | 5.99 | 6.59 | 6.94 | - | |
| ING DIRECT | 6.54 | 6.42 | 5.89 | 5.89 | 5.99 | 6.79 | 6.54 | 6.42 | 5.89 | 5.89 | 5.99 | 6.79 | 7.02 | - | |
| Intech Credit Union | 6.71 | - | - | - | - | - | 6.71 | - | - | - | - | - | 6.97 | - | |
| Liberty Financial | 6.59 | 6.59 | - | - | - | - | 6.59 | 6.59 | - | - | - | - | - | - | |
| LJ Hooker Finance | 6.17 | - | 5.83 | 5.83 | 6.03 | 6.83 | 6.17 | - | 5.83 | 5.83 | 6.03 | 6.83 | 6.47 | - | |
| loans.com.au | 5.85 | - | - | 5.68 | - | - | 5.85 | - | - | 5.68 | - | - | - | - | |
| 18-May-2012 | Owner Occupied | Investment | Line of Credit | Equity | Apply at RateCity | ||||||||||
| Institution | Std Var | Basic Var | 1 year fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | Std Var | Basic Var | 1 years fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | |||
| Macarthur Credit Union | 7.05 | - | 6.39 | 6.49 | - | - | 7.05 | - | 6.39 | 6.49 | - | - | - | - | |
| Macquarie Bank | 6.20 | 6.25 | 5.85 | 5.99 | 5.99 | 6.39 | 6.20 | 6.25 | 5.85 | 5.99 | 5.99 | 6.39 | 7.06 | - | |
| Macquarie Credit Union | 6.71 | 6.46 | - | - | - | - | 6.71 | 6.46 | - | - | - | - | - | - | |
| Maritime Mining & Power | 6.78 | 6.78 | 6.13 | 6.28 | 6.23 | 6.88 | 6.78 | - | 6.13 | 6.28 | 6.23 | 6.88 | 7.11 | - | |
| ME Bank | 6.74 | - | 5.99 | - | 5.99 | 6.69 | 6.74 | - | 5.99 | - | 5.99 | 6.69 | - | - | |
| Mortgage HOUSE | 6.40 | - | 6.03 | 5.93 | 6.25 | 6.80 | 6.40 | - | 6.03 | 5.93 | 6.25 | 6.80 | 6.49 | - | |
| MyRate | 6.15 | - | 5.95 | 5.95 | 6.15 | 7.15 | 6.15 | - | 5.95 | 5.95 | 6.15 | 7.15 | 6.80 | - | |
| MyState | 6.98 | - | 6.59 | 6.49 | 6.64 | 7.15 | 6.98 | - | 6.59 | 6.49 | 6.64 | 7.15 | 7.35 | - | |
| nab | 6.99 | 6.49 | 5.89 | 5.99 | 6.09 | 6.84 | 6.99 | 6.49 | 5.89 | 5.99 | 6.09 | 6.84 | 6.47 | - | |
| Newcastle Permanent | 6.66 | 6.26 | 5.99 | 5.99 | 6.14 | 6.64 | 6.66 | 6.26 | 5.99 | 5.99 | 6.14 | 6.64 | 6.86 | - | |
| Northern Beaches CU | 6.74 | 6.24 | 6.74 | - | 6.04 | - | 6.74 | 6.24 | 6.74 | - | 6.04 | - | - | - | |
| Pacific Mortgage Group | 5.93 | - | - | 5.94 | 6.09 | 6.47 | 5.93 | - | - | 5.94 | 6.09 | 6.47 | 6.18 | - | |
| People's Choice Credit Union | 6.98 | 6.21 | 6.06 | 6.21 | 5.99 | 6.87 | 6.98 | 6.21 | 6.06 | 6.21 | 5.99 | 6.87 | 7.08 | - | |
| Police Credit | 6.59 | - | 5.89 | 5.99 | 6.24 | 6.84 | 6.59 | - | 5.89 | 5.99 | 6.24 | 6.84 | 6.59 | - | |
| Police Credit Union | 6.91 | - | - | - | 6.29 | 7.28 | 6.91 | - | - | - | 6.29 | 7.28 | 6.97 | - | |
| Police&NursesMut Banking | 6.90 | 6.61 | - | - | 5.85 | 6.40 | - | - | - | - | - | - | 7.40 | - | |
| Qantas Staff CU | 6.14 | - | 6.34 | 6.34 | 6.49 | - | 6.14 | - | 6.34 | 6.34 | 6.49 | - | 6.44 | - | |
| Qld Police Credit Union | 6.24 | 6.34 | 6.09 | - | 6.19 | 6.79 | 6.24 | 6.34 | 6.09 | - | 6.19 | 6.79 | - | - | |
| Qld Professional CU | 6.75 | - | - | - | - | - | 6.75 | - | - | - | - | - | - | - | |
| QT Mutual Bank | 6.92 | 6.35 | 6.19 | 6.19 | 6.29 | - | 6.92 | 6.35 | 6.19 | 6.19 | 6.29 | - | 7.12 | - | |
| Quay Credit Union | 6.59 | 6.39 | 6.39 | 6.59 | - | - | 6.59 | 6.39 | 6.39 | 6.59 | - | - | - | - | |
| Queensland Country Credit Union | 6.94 | - | 6.25 | 6.24 | - | - | 6.94 | - | 6.25 | 6.24 | - | - | 7.34 | - | |
| Queenslanders CU | 6.15 | - | - | - | - | - | 6.38 | - | - | - | - | - | 6.94 | - | |
| Railways Credit Union | 6.30 | - | - | - | - | - | 6.85 | - | - | - | - | - | 6.85 | - | |
| RAMS Home Loans | 6.96 | - | 6.19 | 5.99 | 5.99 | 6.75 | 6.96 | 6.21 | 6.19 | 5.99 | 5.99 | 6.75 | 7.06 | - | |
| Rate Busters | 6.49 | - | - | - | - | - | 6.49 | - | - | - | - | - | - | - | |
| RESI Mortgage Corp | 6.59 | - | 6.19 | 6.09 | 6.46 | 7.02 | 6.59 | - | 6.19 | 6.09 | 6.46 | 7.02 | 7.10 | - | |
| RTA Staff CU | 7.14 | 6.89 | 6.54 | - | - | - | 7.14 | 6.89 | 6.54 | - | - | - | - | - | |
| SCU | 6.80 | 6.29 | - | 6.14 | 6.14 | 6.75 | 6.80 | 6.29 | - | 6.14 | 6.14 | 6.75 | 7.35 | - | |
| Select Credit Union | 6.64 | - | - | - | 6.17 | - | 6.64 | - | - | - | 6.17 | - | 6.84 | - | |
| 18-May-2012 | Owner Occupied | Investment | Line of Credit | Equity | Apply at RateCity | ||||||||||
| Institution | Std Var | Basic Var | 1 year fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | Std Var | Basic Var | 1 years fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | |||
| SERVICE ONE Members Bank | 6.85 | 6.45 | 5.95 | 6.00 | 6.00 | 6.75 | 6.85 | - | 5.95 | 6.00 | 6.00 | 6.75 | 7.30 | - | |
| SGE Credit Union | 6.61 | - | 5.99 | 6.19 | 6.19 | 6.69 | 6.61 | - | 5.99 | 6.19 | 6.19 | 6.69 | - | - | |
| St.George Bank | 7.04 | 6.37 | 6.09 | 6.09 | 6.09 | 6.89 | 7.04 | 6.37 | 6.09 | 6.09 | 6.09 | 6.89 | 7.14 | - | |
| State Custodians | 6.02 | 6.27 | 5.87 | 5.90 | 5.95 | 6.23 | 6.02 | 6.27 | 5.87 | 5.90 | 5.95 | 6.23 | 6.02 | - | |
| Summerland CU | 6.71 | - | 5.99 | 6.19 | 6.29 | 6.69 | 6.71 | - | 5.99 | 6.19 | 6.29 | 6.69 | - | - | |
| Suncorp Bank | 7.08 | 6.50 | 5.90 | 5.95 | 6.13 | 6.75 | 7.08 | 6.50 | 5.90 | 5.95 | 6.13 | 6.75 | 7.08 | - | |
| Sutherland Credit Union | 6.80 | 6.65 | - | - | - | - | 6.80 | 6.65 | - | - | - | - | - | - | |
| Teachers Mutual Bank | 6.39 | 6.79 | 6.18 | 6.18 | 6.35 | - | 6.39 | - | 6.18 | 6.18 | 6.35 | - | - | - | |
| The Capricornian | 7.35 | - | - | - | 6.55 | 7.25 | 7.35 | - | - | - | 6.55 | 7.25 | 7.39 | - | |
| The Mutual | 6.94 | 6.49 | 5.99 | 5.99 | 5.99 | - | 6.94 | 6.59 | 5.99 | 5.99 | 5.99 | - | 7.10 | - | |
| The Rock Building Soc | 6.59 | 6.91 | 6.19 | 6.19 | 6.29 | 6.85 | 6.59 | 6.91 | 6.19 | 6.19 | 6.29 | 6.85 | 6.84 | - | |
| TIO Banking | 6.96 | - | 6.19 | 6.29 | 6.39 | 6.79 | 6.96 | - | 6.19 | 6.29 | 6.39 | 6.79 | - | - | |
| UBank | 5.83 | - | 5.97 | - | 6.08 | 6.64 | 5.83 | - | 5.97 | - | 6.08 | 6.64 | - | - | |
| Unicredit-WA | 6.10 | - | 5.79 | 5.99 | 5.99 | 6.50 | 6.10 | - | 5.79 | 5.99 | 5.99 | 6.50 | 6.45 | - | |
| United Community | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.99 | - | |
| V Plus Home Loans | 6.23 | 6.39 | 5.69 | 5.69 | 5.89 | 6.54 | 6.23 | 6.39 | 5.69 | 5.69 | 5.89 | 6.54 | - | - | |
| Victoria Teachers Mutual Bank | 6.74 | 6.24 | 6.14 | 6.14 | 6.33 | 6.84 | 6.54 | 6.24 | 6.14 | 6.14 | 6.33 | 6.84 | 6.79 | - | |
| Wagga Mutual Credit Un | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.84 | 6.14 | 6.14 | 6.19 | 6.29 | 6.79 | 6.99 | - | |
| Westpac | 7.09 | 6.44 | 6.19 | 6.49 | 6.19 | 6.99 | 7.09 | 6.44 | 6.19 | 6.49 | 6.19 | 6.99 | 7.24 | - | |
| Yellow Brick Road | 6.59 | 6.63 | 6.37 | 6.37 | 6.37 | - | 6.59 | 6.63 | 6.37 | 6.37 | 6.37 | - | 7.14 | - | |
| Institution | Std Var | Basic Var | 1 year fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | Std Var | Basic Var | 1 year fixed/cap | 2 years fixed | 3 years fixed | 5 years fixed | Line of Credit | Equity | Apply at RateCity |
| 18-May-2012 | |||||||||||||||
The information in this table is provided as a guide only and may not be complete for your purposes. Rates listed in this table are based on Mortgage amounts valued at $250,000 or more. Neither CANSTAR nor the Providers warrants the accuracy of any information and you should confirm it with the Provider before acting on it. Except for responsibilities implied by law which cannot be excluded, neither CANSTAR nor the Provider is responsible for any loss, damage, cost or expense incurred by you as a result of any error, omission, or misrepresentation in relation to the data herein
IMPORTANT NOTE: The AAPR for mortgage products forming part of a package is updated once each business day prior to business hours. Rate changes notified to CANSTAR during a business day will not be reflected in AAPR for mortgages forming part of a package until the following morning's update. Rates and AAPR for all other mortgage products are updated after notification is received by CANSTAR from the relevant financial institution.
