SMSF Loans Putstanding Value: wins 2016 Canstar Outstanding Value Variable SMSF loan

Each year CANSTAR researches and rates SMSF loans available to Trustees. has achieved an Outstanding Value 5 star rating for its variable rate SMSF Loan.

According to the Australian Taxation Office (ATO), self-managed superannuation funds represent the largest stand-alone chunk of the superannuation market in terms of asset size, and more than 1 million Australians use a SMSF to save for their retirement. Lending via a SMSF is also popular, with ATO statistics showing more than $21 billion of lending as at June 2016.


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In 2016 CANSTAR has assessed the SMSF loan products offered by 14financial institutions, with achieving a 5 star rating for variable rate loans.

Outstanding Value SMSF Loan Variable CANSTAR - Outstanding Value - SMSF Loan - Variable

Not only did offer a below market average variable rate at time of assessment, it also offers a very strong array of features, including the following:

  • Both individual and company trustees are eligible to apply for a loan
  • Personal guarantee is not required
  • Refinancing is available
  • Max LVR is 80%
  • Rental income can be used to assess the serviceability of the loan
  • Employer SG and voluntary contributions are allowed
  • Lump sum and additional repayments are allowed
  • Split facility is available
  • 90 day pre-approval is available

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A non-bank, is listed on the ASX and was founded in 1985. Major shareholders include National Australia Bank and Macquarie Bank. In October 2016, Homeloans merged with another non-bank lender, RESIMAC.

As the name suggests, specializes in home loans!

” The Homeloans Classic Self-Managed Super Fund (SMSF) product allows established Self-Managed Super Fund trustees to borrow funds for the purchase or refinance of residential investment properties.

  • Low variable rates
  • LVR up to 80%
  • Loan amount up to $500,000
  • No on-going fees
  • Principal & Interest or interest only (up to 10 years)
  • Flexible repayments
  • All the added benefits of being a Homeloans customer”

Source: Correct at 1/11/6

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