StatePlus Superannuation

StatePlus_logoStatePlus is a specialist super provider, providing super funds for members of Australia’s public service sector.

Compare StatePlus Super

To compare other super funds suited to your life stage and preferences, visit the Canstar super fund comparison pages.


Additionally, here are some of the top-performing funds on Canstar’s database. The following table contains details of the superannuation funds rated by Canstar based on someone aged 40-49 with a super balance of $100-$250k. This table has been sorted by one-year performance (highest to lowest). Please note the performance information shown in the table is for the investment option used by Canstar in rating of the superannuation product.

Types of StatePlus Super accounts

StatePlus offer accumulation plans, defined benefit funds and retirement income streams. The exact type of funds you can apply for depend upon when you commenced employment with the Australian public service and if you are a federal or state employee. Most members are eligible to join the Tailored Super Plan.

While StatePlus offers a range of super funds, they generally offer you a choice of ten different investment option. These are:

  • Cash
  • Fixed Term
  • Fixed Interest
  • Capital Stable
  • Moderate
  • Balanced
  • Growth
  • Growth Plus
  • Australian Equities
  • International Equities

There are a few benefits available to StatePlus members who have a super account, including:

  • Insurance in super available for death cover (life insurance), and total and permanent disability (TPD) cover
  • Easy online account access
  • Financial advice

At the time of writing (31/07/2018) StatePlus charges annual fees based on your total balance. In the Tailored Super plan, for example, this includes a 0.7% management fee plus a 0.01% government costs and levies charge. A performance fee may also apply, which was an estimated 0.03% in the 2016/2017 financial year.

With this in mind, be sure to compare the annual fees charged by StatePlus against the fees charged by other funds, keeping in mind that other funds with similar or higher fees may be providing additional products and services that StatePlus does not.

Compare Super Funds

Eligibility to join StatePlus Super

To apply for a StatePlus Super fund, you must be able to satisfy the following criteria:

  • You must be an Australian resident
  • You must be over 18 years of age
  • You must be earning at least $450 before tax per month from an employer
  • Be a public sector employee

If you are under the age of 18, but earning more than $450 before tax per month, you must be working more than 30 hours per week to qualify for super.

How to join StatePlus Super

Because you can only join StatePlus Super if you are a public sector employee, joining StatePlus is a bit different than the process with other super funds. Talk to your employer to find out more.

Be sure to compare super funds on the Canstar website and check our choosing a super fund checklist before signing up for a particular superannuation account.

Compare Super Funds

StatePlus FAQs

Yes, StatePlus has a dedicated online portal for super fund members. You can view your account balance online, access statements for your account, download super fund information and more.

StatePlus provides a variety of investment options for you to choose from. You can choose to invest in one or a mix of options. The available investment options in the accumulation plan include:

  • Cash
  • Fixed Term
  • Fixed Interest
  • Capital Stable
  • Moderate
  • Balanced
  • Growth
  • Growth Plus
  • Australian Equities
  • International Equities

When choosing an investment option, it is important to take into account your investment time frames and goals, and your personal risk tolerance for market fluctuations. Learn more about how to choose between different investment options on the Canstar website.

The comparison table near the top of the page shows the total fee cost per year to have a super account with StatePlus. Compare these fees to the average super fund fees on our database, as fees are an important consideration when selecting a fund.

Yes, you can consolidate other super accounts into your StatePlus super account.

It’s important to check with your previous super funds for information regarding costs such as exit fees and insurance cover you may lose if you switch super funds.

StatePlus was established more than 25 years ago to provide superannuation services for public sector employees. They manage over $16 billion in funds for their around 60,500 members.

In addition to helping people save for their retirement, State Plus also supports many Australian charities and community groups. They are a major sponsor of Legacy Australia’s Remembrance Day Lunch. They also supported the International Justice Mission’s triathalon fundraiser and sponsored the Zonta International 2016 International Women’s Day luncheon in Port Macquarie.

Written by: Tim Smith | Last updated: August 9, 2018