Macquarie Credit Union Credit Cards
Compare Macquarie Credit Union Credit Cards
If you’re consideri
ng a credit card from Macquarie Credit Union, check out what’s on offer in our comparison table below, for a monthly spend of $5,000:
Types of Macquarie Credit Union credit cards
Macquarie Credit Union provides just one type of credit card product: the Visa Credit Card. This ‘no fuss’ Visa card provides low fees and a low introductory rate for the first six months, although this is offset by a lack of rewards points for transactions.
- Variable interest rate: 6.95% for the first six months, 13.54% thereafter; 13.99% overdraft
- Annual fees: $15
- Interest-free period: Up to 55 days
- Minimum credit limit: $1,000
- Maximum credit limit: $10,000 (subject to your ability to repay)
- Contactless payments: Visa PayWave
- Online banking: Yes, using Macquarie Internet Banking
Eligibility to apply for Macquarie Credit Union credit cards
You must be a member of Macquarie Credit Union in order to apply for its credit card products, since members of a credit union are also shareholders. Membership of MCU is restricted to local employees (and their families) of:
- Essential Energy
- Auscott Ltd
- Any local, state or federal government department residing in NSW or ACT
- Telstra or Aus Post residing in NSW or ACT
- MCU itself
The credit union also serves any resident of the local government areas of Dubbo, Narromine, Gilgandra, Warren, Cobar, Coonamble and Nyngan.
How to apply for a Macquarie Credit Union credit card
As stated above, there are several restrictions on membership for Macquarie Credit Union due to the company’s local focus and customer-owned structure. However, if you are a member, applying for a Visa Credit Card is fairly straightforward. You can apply in several ways:
- Apply online using the provided form
- Print out and fill in a physical form
- Call MCU on 1300 885 480
- Visit a branch in person to talk to a specialist
