Gateway Credit Union Home Loans
Loan options: What Gateway Credit Union home loans offer
Here’s a snapshot of Gateway Credit Union’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.
The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.
Variable home loan features
- 100% offset account available on selected loan products
- Redraw facility available with no fee
- No monthly or annual fees
- Additional repayments allowed
- No fee for early or additional repayments
What types of home loans does Gateway Credit Union offer?
At the time of writing Gateway Credit Union offers the following types of home loans:
- Variable rate home loan
- Fixed rate home loan
- Investment home loan
- Refinancing home loan
- Line of credit home loan
- Construction home loans
- Split home loans
Find out about how different types of home loans work here:
See our comparison tables for details of Gateway Credit Union home loans:
Gateway Credit Union FAQs
Applying for a Gateway Credit Union home loan is a simple process; just compare home loans on the Canstar website and apply online on the Gateway Credit Union website for the loan of your choice. For more help applying, you can speak to a Gateway Credit Union consultant by calling 1300 302 474.
Follow our applying for a home loan checklist, and use the Canstar website to compare Gateway Credit Union home loans with other home loans before choosing a product that suits your needs:
Yes, Gateway Credit Union allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details. Gateway Credit Union does not charge a fee for these extra repayments.
Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:
Yes, Gateway Credit Union‘s variable rate home loans offer a redraw facility, although you must make a minimum redraw amount of $500 each time on certain loans.
Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Launching over 60 years ago, Gateway Credit Union has more than 30,000 members and more than $1 billion in assets at the time of writing; quite the change from humble beginnings. To help its members achieve their financial goals, Gateway offers premium home loan packages, flexible insurance policies, and low rates and fees on many of its products.