Life Insurance - February 6th Guaranteed Renewable vs Cancellable Life Insurance Contracts What is the difference between Guaranteed Renewable and Cancellable Life Insurance Term Contracts? CANSTAR provide meaning to these features.
Life Insurance - February 6th Pre-existing Condition? Risky Job? No Worries If you have been knocked back by a life insurer in the past or if you have a pre-existing health issue or a risky job you think would exclude you from being able to obtain Life...
Life Insurance - February 6th Life Insurance - Pay Less For More Cover? Save by getting cheaper premium quotes Life insurance companies charge a base premium for each $1000 of insurance cover sold. Individual factors such as smoking and age add to this base premium while other factors such as the total amount being insured...
Life Insurance - February 6th Cancer tops critical illness insurance claims Following cancer is cardiovascular disease, although official death rates show the reverse, with coronary heart disease, stroke and heart failure accounting for 34% of deaths in Australia, and cancer the country?s second highest killer at 30%...
Life Insurance - February 6th Stepped vs Level Premium Structure? A stepped premium is so called because it is recalculated at each policy renewal and, as the name suggests, usually goes up, according to risk factors such as age. However, in some situations, the premium will actually drop...
Life Insurance - February 6th Life Insurance for Children: Do you need it? After all, if your child is sick or injured, you will want to be at their bedside without worrying about work, bills and other expenses that may add up during this period. Some insurance companies won?t...