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Interest earned on an initial amount of money invested as well as on the accumulated interest. Interest can be compounded at different frequencies such as monthly, semi-annually, annually etc. The compound frequency, the number of compounding periods and the interest rate will determine the amount of interest earned.
Example: If you invest $10,000 for 5 years, at 3% interest compounded monthly, you would earn $1,616. Then by adding it to the initial investment amount, you would have a total of $11,616 by the end of the 5 year term.
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Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular product. If you decided to apply for a Term Deposit product, you will deal directly with a financial institution, and not with Canstar. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes and liability disclaimer. Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Consider the product disclosure statement before making a purchase decision.
The products that appear in the table above are initially sorted by the highest advertised interest rate for the lowest selected term, and finally by lowest payment frequency. Data in this table is updated on a daily basis.
Data may not be available for some products. This is indicated in the tables by a not showing an interest rate for that product during the relevant term.
Canstar may earn a fee for referrals from its website tables, and from sponsorship of certain products. Fees payable by product providers for referrals and sponsorship may vary between providers, website position, and revenue model. Sponsorship fees may be higher than referral fees. Sponsored products are clearly disclosed as such on website pages. They may appear in a number of areas of the website such as in comparison tables, on hub pages and in articles. Sponsored products may be displayed in a fixed position in a table, regardless of the product's rating, price or other attributes. The table position of a Sponsored product does not indicate any ranking or rating by Canstar. For more information please see How We Get Paid.