ANZ now has the cheapest variable package rates out of the big four banks, after cutting some mortgage rates today. But the majors are still well behind the cheapest offerings available from several smaller lenders on Canstar’s da …
There’s more to buying a home than just choosing the right property –- there’s also the matter of how to structure your loan, which will likely dictate how you make your repayments for years to come. As a buyer, one potential opti …
When choosing a home loan that suits your needs, a five-year fixed rate is one potential option. Setting your home loan rate for five years can allow you to avoid interest rate changes throughout that time, but you may be concerne …
When it comes to buying your first home, choosing the right mortgage can be a minefield. How do different types of home loans work? There is no doubt that for many people, owning a home is part of their Great Australian Dream and …
Rising interest rates may have put your household budget under pressure – especially if you have a variable rate home loan. At times like these, it’s easy to wonder if interest-only payments would ease the financial burden. We loo …
If you wish you could pay off your home loan faster, you can change the frequency of home loan repayments or change mortgage repayment amount. Having to pay off a home loan is a fact of life for most Australian households, and the …
Try saying cross collateralisation. It’s quite a mouthful. If you’re looking at property investing, you have probably stumbled upon this tongue twister and you may realise it’s a concept worth understanding, even if you can’t say …