RACV Travel Insurance

Information correct at 27/01/16.
RACV is a provider of travel insurance, car insurance, home and contents insurance, and business and farm insurance.

“We’re there for you.”

Policy Options: What RACV travel insurance coversracv car insurance

The inclusions below represent a selection of what is covered. Additional conditions may apply to different features. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current policy options and inclusions for the product you are considering.

International Policy

  • Personal liability: Covers up to $5 million.
  • Overseas hospital: Unlimited cover.
  • Overseas dental: Covers up to $500 (Travel Care only) or unlimited cover (Extra and Total Care).
  • Medical evacuation/repatriation: Unlimited cover.
  • Travel delay: Covers up to $500 or $1,000; plus $500 or $750 for delayed luggage.
  • Cancellation fee: Unlimited cover.
  • Resumption of travel: Covers up to $1,500 or $3,000.
  • Luggage/baggage and personal effects: Covers up to $4,000 (Extra) or $10,000 (Total). Sublimits apply for different types of personal items, e.g. covers up to $1,500 (Extra) or $2,500 (Total) for laptops.
  • Rental vehicle excess: Covers up to $4,000 (Extra) or $6,000 (Total).
  • Accidental death: Covers up to $25,000.
  • 24-hour helpline.

Domestic Policy

  • Personal liability: Covers up to $2.5 million.
  • Travel delay or interruption: Covers up to $1,000.
  • Cancellation fee: Unlimited cover.
  • Luggage/baggage and personal effects: Covers up to $7,500. Sublimits apply for different types of personal items, e.g. covers up to $1,500 for laptops.
  • Rental vehicle excess: Covers up to $4,000.
  • Accidental death: Covers up to $25,000.
  • 24-hour helpline.

Annual Multi-Trip Policy

  • Designed for frequent travellers.
  • Comprehensive cover for 12 months, for trips up to 37 days long.
  • Covers international travel, and domestic travel

About RACV

The Royal Automobile Club of Victoria (RACV) was formed as a motorists’ social club in 1903 and has been providing valuable services to millions of Victorians ever since. Members save from 5% up to 20% on travel insurance, depending on how long you’ve been with RACV.

RACV is the trusted insurer for more than 2 million Australian drivers, and employs more than 1,800 people. RACV offers specialised policies including cover for over-50s and cover for vintage and classic cars.

RACV’s Kids Stuff page has colouring-in pages, printable puzzles, and even printable board games.

How RACV supports the community

RACV Community Foundation:

  • Grants of up to $20,000 for grassroots organisations to improve the lives of people in need in Victoria.
  • Since 1997, the Foundation has provided over $3.1 million in grants to around 480 charities.

Sir Edmund Herring Memorial Scholarship:

  • Scholarship of $54,000 provided to Australian health professionals working in Victoria, to develop programs to prevent road trauma and improve the quality of care for road trauma victims.

Support partnerships: RACV’s support partnerships change every 2 years, and the following partnerships are current at the time of writing in 2015:

  • Arts: RACV is supporting Circus Oz to train young people in Victoria in circus skills and performing.
  • Health and well-being: RACV is supporting Little Athletics Victoria to provide sports and fitness equipment to help children aged 5-16 start a healthy lifestyle while they’re young.
  • Mobility and safety: RACV is supporting Travellers Aid Australia to provide the Community Travel Training program, which trains transport providers about how to make independent travel possible for those with physical disabilities or mental illness.
  • Welfare: RACV is supporting FareShare, who provide more than 1 million nutritious meals for the homeless and hungry. RACV funding has allowed FareShare Kitchen Garden to grow the high-yield vegetables used in these meals.

How RACV supports the environment

  • Energy use: RACV supports the CERES Energy Smart Choices program for schools and community centres, which educates children and adults about how to be energy efficient. CERES is one of Australia’s most visited community environment centres and has more than 350,000 visitors every year.
  • Waste: RACV’s Victoria Club and Resorts are Bronze-certified in the Waste Wise program.
  • Eco-sensitive wildlife attractions: RACV supported Phillip Island Nature Parks to build an eco-sensitive penguin-viewing facility.

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