Personal Loan Star Ratings
Unsecured Personal Loans
PROFILE SUMMARY REPORT
Company Product Published Rate (%) Apply Online Loan Fees Loan Amount Loan Term Holiday Consolidate Debt Home Renovation Any Legal Purpose
Monthly Application Min Max
 
Companion CU Unsecured Pers Ln (P&I) 8.50 to 14.50 Nil 100 5000 50000 1yr to 7yr
Easy Street Fin Services EasyLoan Variable 11.8 Nil Nil 5000 35000 variable
First Option CU Pers Ln 3yr Fixed -Unsec 11.56 Nil Nil 1000 30000 3yr
Illawarra CU NSW Unsecured Personal Loan 11.49 Nil 125 2000 30000 1yr to 7yr
MyState Financial Unsecured Personal Loan 9.99 to 13.74 7.5 175 3000 30000 variable
Newcastle Permanent Personal Loan Unsecured 11.40 to 12.90 Nil 125 1000 30000 3mth to 7yr
Police Credit Personal Loan Unsecured 12.95 Nil Nil 3000 60000 variable
Qld Police Credit Union Whole of Pay SuperSav Ln 12.75 Nil Nil 1000 100000 variable
Unicom Credit Union Unsecured Personal Loan 11.49 Nil 125 2000 30000 1yr to 7yr
University Credit Soc Student Loan 9.95 to 11.95 Nil Nil 1000 No max variable
Victoria Teachers CU Personal Loan Variable 11.45 Nil Nil No min No max variable
Australian Central CU Personal Loan FixedUnsec 13.55 Nil 160 2000 No max 1yr to 7yr
Australian Central CU Personal Loan Var Unsec 13.55 Nil 160 2000 No max variable
ECU Australia Lifestyle Loan 11.75 Nil 120 5000 80000 variable
Easy Street Fin Services EasyLoan Fixed 12.54 Nil Nil 5000 35000 1yr to 5yr
First Option CU Unsec Personal Loan -Var 13.3 Nil Nil 1000 30000 variable
Holiday Coast CU GreatDay Plus Perl Unsec 12.60 to 13.85 Nil 150 No min 30000 variable
IMB Personal Loan Unsecured 12.99 Nil 125 2000 20000 1yr to 5yr
ME Bank Personal Loan Fxd 12.49 Nil 100 5000 30000 1yr to 5yr
Macquarie Credit Union Unsecured Personal Loan 13.95 Nil 50 1000 50000 variable
Maritime Mining & Power Personal Loan Variable 13.75 Nil 80 500 35000 variable
NSW Teachers CU All Purpose Loan 12.89 Nil 100 2000 80000 variable
NSW Teachers CU Loan for Investment 12.89 Nil 100 2000 80000 variable
Qantas Staff CU Personal Loan Unsecured 12.75 Nil Nil No min 50000 variable
SERVICE ONE Members Bank Personal Loan Unsecured 13.25 to 15.20 5 150 No min 50000 variable
Wagga Mutual Credit Un Wagga Gold Pers Loan -L9 9.99 to 15.70 Nil 125 10000 100000 variable
mecu Personal Loan 12.74 Nil Nil 1000 No max variable
CUA Personal Loan Unsecured 12.99 Nil 120 1000 100000 variable
Commonwealth Bank Personal Loan Var Unsec 14.15 10 135 5000 50000 variable
Community CPS Australia Personal Loan Fxd Unsec 13.49 Nil 150 3000 80000 1yr to 7yr
First Choice CreditUnion Personal Loan 14.25 Nil 100 No min No max variable
Gateway Credit Union Personal Loan Var Rate 11.44 to 14.44 Nil 75 No min 40000 variable
Greater Building Society Personal Loan Unsecured 12.9 Nil 150 5000 25000 1yr to 5yr
Horizon Credit Union Personal Loan Variable 13.95 Nil 100 No min No max variable
Lifeplan Funds Managemnt Pers Ln Fxd 1-5yrs Unsec 12.5 Nil 100 2000 20000 variable
Lifeplan Funds Managemnt Unsec Term Combo 1-5yrFx 12.5 Nil 100 2000 20000 1yr to 5yr
Memberfirst Credit Union Personal Loan Unsecured 14.25 Nil 50 No min No max variable
Police CU NSW Personal Loan Unsecured 13.49 Nil 92 1000 30000 variable
Police CU SA Special Variable Pers Ln 14.04 Nil 195 3000 No max variable
Powerstate Credit Union Unsec Fixd Personal Loan 13.45 Nil 120 2000 No max 1day to 7yr
Qld Police Credit Union All Purpose Loan 14.75 Nil Nil 1000 100000 variable
Satisfac Credit Union Personal Loan Variable 13.35 Nil 100 1000 50000 variable
Select Credit Union Personal Loan Var Rate 11.99 to 16.69 Nil 150 10000 35000 variable
Suncorp Bank Personal Loan-Unsecured 13.9 5 175 5000 No max 1yr to 7yr
The Capricornian Personal Loan Variable 13.48 to 17.48 Nil 130 500 30000 variable
University Credit Soc Personal Loan Unsecured 13.45 Nil Scale 5000 No max variable
Westpac Unsecured Flexible PL 12.99 5 150 4000 75000 variable
ANZ Graduate Loan 14.15 Nil 150 5000 No max variable
ANZ Variable Rate Pers Loan 14.15 Nil 150 5000 No max variable
BankSA Personal Loan Unsec Var 14.64 9 150 3000 40000 variable
BankWest Flexible Personal Loan 13.99 10 249 5000 No max 1yr to 7yr
BankWest Unsec Basic Personal Ln 13.84 8 195 5000 No max 3yr to 7yr
Bendigo Bank Unsecured Personal Loan 13.69 5 150 2000 20000 1yr to 5yr
Coastline Credit Union Personal Ln Unsec 14.45 to 17.45 Nil 150 1000 100000 variable
Commonwealth Bank Personal Ln Fixed Unsec 14.30 to 16.30 10 135 5000 50000 1yr to 7yr
Community CPS Australia Personal Loan Var Unsec 14.2 Nil 150 3000 80000 variable
FCCS Credit Union Unsecured Personal Loan 13.95 to 14.95 Nil 150 1000 20000 variable
Family First CU Personal Loan Variable 11.50 to 17.50 Nil 150 2000 27500 variable
Hume Building Society Personal Loan Unsecured 14.25 Nil 100 1000 50000 1yr to 5yr
Hunter Mutual Personal Ln L42 13.94 Nil 125 10000 30000 variable
Hunter United Credit Un Personal Loan Unsecured 9.50 to 18.00 2 100 No min 25000 variable
Karpaty Credit Union Personal Loan Unsecured 14.8 Nil 200 No min 50000 variable
Lifeplan Funds Managemnt Personal Loan Unsec Var 13.5 Nil 100 2000 20000 variable
Lifeplan Funds Managemnt Unsec Term Combo Var 13.5 Nil 100 2000 20000 variable
Macarthur Credit Union Personal Loan(Unsecured) 13.95 Nil 50 No min No max variable
Maleny & District Commun Personal Loan 11.00 to 16.25 Nil 200 4000 50000 variable
MoneyMax Credit Manager Unsecured 13.85 Nil 125 10000 35000 variable
Police & Nurses Mut Bank Personal Loan Unsecured 13.99 2.5 149 5000 No max variable
Qld Police Credit Union Consolidation Loan 15.55 Nil Nil 1000 100000 variable
Qld Teachers CU Personal Loan Variable 12.70 to 15.30 Nil 100 3000 60000 variable
Queenslanders CU Personal Loan Variable 11.75 to 15.75 Nil 80 2000 55000 variable
RTA Staff CU Unsecured Personal Loan 14.45 Nil 75 1000 30000 variable
St George Bank Personal Loan Unsecured 13.89 9 150 3000 40000 variable
St George Bank Unsecured Fixed 3yr 13.99 9 150 3000 40000 3yr
St George Bank Unsecured Fixed 4yr 13.99 9 150 3000 40000 4yr
St George Bank Unsecured Fixed 5yr 13.99 9 150 3000 40000 5yr
United Community Personal Loan Fxd Unsec 13.49 Nil 150 3000 80000 1yr to 7yr
United Community Personal Loan Var Unsec 14.2 Nil 150 3000 80000 variable
nab Personal Ln Unsec Var 14.15 to 15.00 10 150 5000 80000 variable
ANZ Fixed Rate Personal Loan 14.29 Nil 150 5000 No max 1yr to 7yr
Arab Bank Australia Personal Loan Unsec Fixd 13.75 Nil 200 5000 50000 1yr to 5yr
Arab Bank Australia Personal Loan Unsec Var 14.75 Nil 200 5000 50000 variable
Australian Defence CU Personal Loan Unsecured 14.40 to 18.40 Nil 100 5000 No max variable
Bananacoast Community CU Personal Loan Unsecured 15.35 to 17.35 Nil 150 2500 No max variable
Bank of Queensland PersLoan Fxd Unsecured 13.99 7.5 150 3000 40000 1yr to 7yr
Bank of Queensland Personal Ln Var Unsec 14.74 7.5 150 3000 40000 variable
BankSA Pers Ln Unsec Fixed 1yr 14.74 9 150 3000 40000 1yr
BankSA Pers Ln Unsec Fixed 2yr 14.74 9 150 3000 40000 2yr
BankSA Pers Ln Unsec Fixed 3yr 14.74 9 150 3000 40000 3yr
BankSA Pers Ln Unsec Fixed 4yr 14.74 9 150 3000 40000 4yr
BankSA Pers Ln Unsec Fixed 5yr 14.74 9 150 3000 40000 5yr
Circle Credit Co-op Personal Loan Unsecured 13.9 Nil 50 500 50000 variable
Community First CU Pers Loan Fixed 1-5 yrs 13.70 to 17.70 Nil 150 5000 35000 1yr to 5yr
Community First CU Personal Loan Var rate 13.70 to 17.70 Nil 150 5000 35000 variable
Encompass Credit Union Personal Loan Unsecured 15.45 Nil 125 1000 40000 variable
GE Money Personal Loan 13.79 10 250 3000 No max 2yr to 7yr
Intech Credit Union Personal Loan 14.05 to 18.20 Nil 75 2000 40000 variable
Police CU SA Standard Variable PersLn 17.25 Nil 195 3000 No max variable
Police CU SA Variable Rate Pers Loan 15.74 Nil 195 500 No max variable
Qld Professional CU Personal Loan 16 Nil 50 500 No max variable
Sutherland Credit Union Personal Loan Var Unsec 16.5 Nil 100 5000 30000 variable
Wagga Mutual Credit Un Personal Loan Unsec -L45 15.25 Nil 125 5000 30000 variable
Warwick Credit Union Personal Ln Unsec/Pt Sec 13.84 to 17.99 7.5 100 1000 30000 variable
Westpac Personal Loan Unsecured 13.89 to 14.39 7.5 250 4000 50000 1yr to 7yr
nab Personal Ln Unsec Fixed 15.05 to 15.90 10 150 5000 80000 1yr to 7yr
 
To the extent that any CANSTAR CANNEX data, ratings or commentary constitutes general advice, this advice has been prepared by CANSTAR CANNEX (Aust) Pty Ltd ABN 21 053 646 165 AFSL 312804 and does not take into account individual investment objectives, financial circumstances or needs. Information provided by us does not constitute financial, taxation or other professional advice and should not be relied upon as such. CANSTAR CANNEX recommends that, before you make any financial decision, you seek professional advice from a suitably qualified adviser.
Report Date: January, 2010. (All information is correct as at 4th January 2010) personal loan star ratings January 2010