NRMA Travel Insurance

Information correct at 27/01/16.
NRMA is a provider of travel insurance, life insurance, funeral insurance, car insurance, home and contents insurance, and business insurance.

“It’s insurance, NRMAde better.”

Policy Options: What NRMA travel insurance coversNRMA-Logo

The inclusions below represent a selection of what is covered. Additional conditions may apply to different features. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current policy options and inclusions for the product you are considering.

International Policy

  • Personal liability: Covers up to $1 million (Essentials) or $2.5 million (Comprehensive).
  • Overseas hospital: Covers up to $10 million (Essentials) or unlimited cover (Comprehensive). Sublimit of $1,000 or $8,000 for hospital incidentals.
  • Overseas dental: Covers up to $10 million (Essentials) or unlimited cover (Comprehensive).
  • Medical evacuation/repatriation: Covers up to $10 million (Essentials) or unlimited cover (Comprehensive).
  • Travel delay or interruption: Covers up to $2,000; plus $200 or $1,000 for delayed luggage.
  • Cancellation fee: Unlimited cover.
  • Resumption of travel: Covers up to $3,000.
  • Luggage/baggage and personal effects: Covers up to $3,000 (Essentials) or $12,000 (Comprehensive). Sublimits apply for different types of personal items, e.g. covers up to $200 (Essentials) or $3,000 (Comprehensive) for laptops.
  • Rental vehicle excess: Covers up to $4,000 (Comprehensive) or $1,000 (Essentials optional extra).
  • Accidental death: Covers up to $10,000 (Essentials) or $25,000 (Comprehensive). Disability is covered up to $25,000 (Comprehensive only).
  • 24-hour helpline.
  • Eligible customers receive a Global SIM card which allows cheap phone calls, SMS texts, and data use overseas.

Domestic Policy

  • Personal liability: Covers up to $5 million.
  • Travel delay or interruption: Covers up to $2,000.
  • Cancellation fee: Unlimited cover.
  • Luggage/baggage and personal effects: Covers up to $8,000. Sublimits apply for different types of personal items, e.g. covers up to $3,000 for laptops.
  • Rental vehicle excess: Covers up to $3,000.
  • Accidental death: Covers up to $10,000. Disability is covered up to $10,000.
  • 24-hour helpline.

Annual Multi-Trip Policy

  • Designed for frequent travellers.
  • Comprehensive cover for 12 months, for trips up to 60 days long (international) or 30 days (domestic).
  • Covers international travel, and domestic travel over 250km from your home.

Cancellation and Expenses Only Policy

  • Covers non-refundable cancellation fees up to your choice of $200, $400, $600, $800 or $1500.
  • Only available for domestic travel within Australia.

About NRMA

NRMA Insurance was established in 1925 by the National Roads and Motorists’ Association, in order to provide car insurance to members in NSW and the ACT. In 1995, they added Queensland to the mix as well.

NRMA is the trusted insurer for millions of Australians, and they employ 400 people in Queensland alone. They are part of the Insurance Australia Group (IAG), the largest general insurers in Australia and New Zealand.

You can download the NRMA Insurance App on the Apple iTunes Store or Google Play for Android.

These days, many people know NRMA by their 2013 “We cover anybody who drives your car” TV ads, which included snippets with Pizza Guy, Moustache Guy, and the Brisbane Broncos.

How NRMA supports the community

  • Child car safety: NRMA data shows that more than 350 Australian children are killed every year (and 60,000 hospitalised) because of avoidable injuries in a car. Register with NRMA to receive your free child restraint safety check.
  • Research about road safety: The NRMA Insurance Research Centre tests what happens to different parts of a car when you have a crash, so that car manufacturers can improve their design for your safety.
  • Community grants program: Since 2003, NRMA has been supporting 150 Australian community organisations every year to make their communities safer and stronger.
  • Brisbane Broncos: NRMA Insurance sponsors Queensland’s favourite men in red – the Brisbane Broncos.
  • SES: Major corporate supporter of the NSW State Emergency Service (SES).

How NRMA supports the environment

  • 10% discount if you have a fuel efficient car.
  • Reduced carbon footprint by 30% since 2006.
  • Reduced carbon dioxide equivalent emissions by 5% per year since 2009.
  • Reduced water consumption.
  • Reduced electricity consumption by 16% in 2014 alone.
  • IAG Group is a signatory to the UN Environment Program’s Finance Initiative, meaning they have to report on how they are achieving benchmarks and regularly get feedback from stakeholders.

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