| life insurance star ratings |
| income protection - Mature White Collar Male |
"superior value"
ING Life
OneCare Income Sec. Special Risk
49.63
39.30
88.93
ING Life
OneCare Income Sec. Std
49.63
44.36
93.99
CommInsure
Income Care
46.62
44.19
90.81
"excellent value"
AIG Life
Disability Income Plan
49.99
35.83
85.82
CommInsure
Income Care Plus
41.01
44.98
85.99
ING Life
OneCare Income Sec. Prof
38.84
45.94
84.78
Zurich Australia
Income Replacement Plus - Basic Option Indem
45.74
39.74
85.48
ING Life
OneCare Income Sec, Comp
42.15
46.34
88.50
"strong value"
Tower Life Australia
Income Protection Indem
45.23
37.60
82.83
Asteron
IP Shield
48.45
34.71
83.16
Zurich Australia
Income Replacement Plus - Indemnity
41.87
40.42
82.29
Accelerate By Tower
Accelerate Standard Income Plan - Indemnity
44.50
38.70
83.20
AMP Life
Flex Lt Inc. Cont. Standard
44.96
37.15
82.11
AXA/AC&L
Income Insurance Plan Indemnity
47.18
35.04
82.22
AMP Life
Flex Lt Inc. Cont. Advances
42.71
37.77
80.48
Asteron
Income Protector
42.67
39.12
81.79
Macquarie Life
FutureWise Income Insurance Indemnity
49.94
33.41
83.35
"average value"
AIG Life
Disability Income PLUS Optional
43.82
36.36
80.18
Aviva
IP Excell Indemnity
43.26
37.07
80.33
Asteron
Income Protector Extra
39.64
39.63
79.27
"satisfactory value"
Macquarie Life
FutureWise Income Insurance Extra Indemnity
40.69
33.73
74.42
MLC Life
IP Plus Indemnity
41.54
28.13
69.67
MLC Life
IP Standard
50.00
9.21
59.21
St George Life
Disability Income
37.06
33.63
70.69
Tower Life Australia
Income Protection Plus Indemnity
38.87
38.38
77.25
Asteron
Income Advantage
37.32
39.26
76.58
AXA/AC&L
Income Insurance Plus Prof Indemnity
36.33
36.15
72.48
St George Life
Disability Income Plus
19.08
36.63
55.71
Aviva
IP Gold Indemnity
35.90
37.54
73.44
Tower Partner INS Portfolio
Disability Income Insurance - Gold Indemnity
39.05
37.44
76.49
Tower Partner INS Portfolio
Disability Income Insurance - Plat Indemnity
36.48
37.45
73.94
Accelerate By Tower
Accelerate Comp Income Plan - Indemnity
37.25
39.15
76.40
AXA/AC&L
Income Insurance Plus Indemnity
41.04
36.12
77.16
Asteron
Income Advantage Extra
35.29
39.77
75.06
MLC Life
IP Plus with Extra Benefit Indemnity
33.52
29.15
62.66
| To the extent that any CANNEX data, ratings or commentary constitutes general advice, this advice has been prepared by CANNEX (Aust) |
| Pty Ltd ABN 21 053 646 165 AFSL 312804 and does not take into account individual investment objectives, financial circumstances or |
| needs. Information provided by us does not constitute financial, taxation or other professional advice and should not be relied upon as |
| such. CANNEX recommends that, before you make any financial decision, you seek professional advice from a suitably qualified adviser. |
| life insurance star ratings 2008 |
| Report Date: September 10th, 2008, (All information is correct as at September 2008) |
| 1 Premiums will be recalculated (and will usually increase) on each policy anniversary based on your age at that time. |
| 2 Premiums will be calculated based on your age at the start of the policy. |
| 3 An ability when on claim to have ongoing benefit payments increased inline with the consumer price index |
| 4 Payments can be made for specific events e.g. broken leg. In these cases the waiting period is waived and payment is made as a lump sum e.g. eight |
| weeks benefit. |
| 5 An ability to insure payments made to your superannuation fund. In addition to your normal monthly benefit payments. |
