Compare Unsecured Personal Loan Interest Rates

CANSTAR offers a free rate comparison service updated daily, to help you to easily compare rates and save money on some of the best home loans, credit cards, savings accounts, term deposits, personal loans and more. Select a product type from the list below to view current rates and find the top products.

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Note: Some rates listed may be promotional rates. Rates shown are as notified to CANSTAR CANNEX during the previous business day.

18-May-2012						Min Term	Max Term			Purpose			Security		Apply at RateCity
Institution	Product	Rate Type	Min Rate	Min Loan	Max Loan	Year	Year	Entry Fee	Annual Fee	New Car	Used Car	Debt Consol	Bill Sale	Term Dep	Apply at RateCity
ADCU	Debt Consolidation Loan	Fixed	14.4	1000	40000	1	5	$150	Nil	No	No	Yes	Yes	Yes
	Fixed Rate Personal Loan	Fixed	12.99	1000	50000	1	5	$150	Nil	Yes	Yes	No	Yes	Yes
	Personal Loan Unsecured	Variable	13.4	1000	80000	1	7	$100	Nil	Yes	Yes	No	No	No
ANZ	Fixed Rate Personal Loan-Unsecured	Fixed	13.95	5000	No Max	1	7	$150	$120	Yes	Yes	Yes	No	No
	Graduate Loan	Variable	14.99	5000	No Max	1	7	$150	$120	Yes	Yes	Yes	No	No
	Variable Rate Personal Loan-Unsec	Variable	13.99	5000	No Max	1	7	$150	$120	Yes	Yes	Yes	No	No
Arab Bank Australia	Personal Loan Unsec Fixd	Fixed	14	5000	50000	1	5	$200	$96	Yes	Yes	Yes	No	No
Arab Bank Australia	Personal Loan Unsec Var	Variable	15.85	5000	50000	1	5	$200	$96	Yes	Yes	Yes	No	No
Aussie Home Loans	Personal Loan	Fixed	13.9	3000	No Max	1	7	$199	$120	No	No	Yes	No	No
B & E Personal Banking	Debt Consolidation Loan	Variable	15.25	3000	30000	0	0	$300	Nil	No	No	Yes	No	No
B & E Personal Banking	Personal Loan	Variable	14.25	3000	30000	0	0	$300	Nil	Yes	Yes	No	No	No
Bank of Melbourne	Unsecured Fixed Personal Loan	Fixed	14.35	3000	40000	1	5	Nil	$108	Yes	Yes	Yes	No	No
Bank of Melbourne	Unsecured Variable Personal Loan	Variable	14.74	3000	40000	0	0	Nil	$108	Yes	Yes	Yes	No	No
bankmecu	goGreen HomeImprv Ln Uns	Variable	9.49	3000	No Max	0	10	Nil	Nil	No	No	No	No	No
	Homebuyers P/L - All Other Purposes	Variable	9.99	0	No Max	0	10	$150	Nil	No	Yes	No	Yes	Yes
	Homebuyers P/L - Sust Renovations	Variable	9.49	0	No Max	0	15	$150	Nil	No	Yes	No	Yes	Yes
	Personal Loan	Variable	13.49	1000	No Max	0	10	$150	Nil	No	Yes	Yes	Yes	No
	Share Loan	Variable	13.24	5000	No Max	0	10	Nil	Nil	No	No	No	Yes	Yes
BankSA	Unsecured Fixed Personal Loan	Fixed	14.35	3000	40000	1	5	$195	$108	Yes	Yes	Yes	No	No
BankSA	Unsecured Variable Personal Loan	Variable	14.74	3000	40000	0	0	$195	$108	Yes	Yes	Yes	No	No
Bankstown City CU	Credit Manager Unsecured	Variable	14.7	5000	35000	0	7	$125	Nil	Yes	Yes	Yes	No	No
Bankwest	Flexible Personal Loan	Fixed	13.99	5000	50000	1	7	$249	$120	Yes	Yes	Yes	No	No
Bankwest	Unsec Basic Personal Ln	Fixed	13.84	5000	50000	3	7	$195	$96	Yes	Yes	Yes	No	No
bcu	Unsecured Personal Loan	Variable	14.55	2500	75000	0	0	$200	Nil	Yes	Yes	Yes	No	No
Bendigo Bank	Green Unsec Personal Ln	Fixed	12.49	2000	No Max	1	7	$150	Nil	Yes	Yes	No	No	No
Bendigo Bank	Unsecured Personal Loan	Fixed	13.49	2000	No Max	1	7	$150	$60	Yes	Yes	Yes	No	No
Big Sky Building Society	Pers Ln Fxd 1-5yrs Unsec	Fixed	13.25	2000	20000	1	5	$100	Nil	Yes	Yes	Yes	No	No
	Personal Loan Unsec Var	Variable	13.78	2000	20000	0	0	$100	Nil	Yes	Yes	Yes	No	No
	Unsec Term Combo 1-5yrFx	Fixed	13.25	2000	20000	1	5	$100	Nil	Yes	Yes	Yes	No	No
	Unsec Term Combo Var	Variable	13.78	2000	20000	2	10	$100	Nil	Yes	Yes	Yes	No	No
Institution	Product	Rate Type	Min Rate	Min Loan	Max Loan	Year	Year	Entry Fee	Annual Fee	New Car	Used Car	Debt Consol	Bill Sale	Term Dep	Apply at RateCity
BOQ	PersLoan Fxd Unsecured	Fixed	13.9	3000	40000	1	7	$150	$90	Yes	Yes	Yes	No	No
BOQ	Personal Ln Var Unsec	Variable	14.5	3000	40000	1	7	$150	$90	Yes	Yes	Yes	No	No
CairnsPenny Savings&Loan	Unsecured Personal Loan	Variable	11.85	3000	15000	0	0	$200	$60	Yes	Yes	No	No	No
Catalyst Mutual	Unsecured Personal Loan	Fixed	11.99	2000	30000	1	7	$125	Nil	Yes	Yes	Yes	No	No
Coastline Credit Union	Personal Ln Unsec	Variable	14.75	1000	100000	0	7	$150	Nil	Yes	Yes	Yes	No	No
Commonwealth Bank	Fxd Rate Personal Loan- Unsecured	Fixed	14.15	5000	50000	1	7	$150	$120	Yes	Yes	Yes	No	No
Commonwealth Bank	Variable Personal Loan- Unsecured	Variable	14.4	5000	50000	1	7	$150	$120	Yes	Yes	Yes	No	No
Community CPS Australia	Enviro Personal Loan Fxd	Fixed	9.9	3000	80000	1	7	$150	Nil	Yes	Yes	No	Yes	Yes
	Personal Loan Fxd Unsec/Partial Sec	Fixed	13.99	3000	80000	1	7	$150	Nil	Yes	Yes	Yes	Yes	Yes
	Personal Loan Var Unsec/Partial Sec	Variable	14.7	3000	80000	1	7	$150	Nil	Yes	Yes	Yes	Yes	Yes
Community First CU	Green Loan	Variable	7.15	1000	10000	1	5	$150	Nil	No	No	No	Yes	No
Community First CU	Pers Loan Fixed 1-5 yrs	Fixed	14.25	5000	50000	1	5	$150	Nil	Yes	Yes	Yes	No	No
Companion CU	Enviro Personal Loan Fxd	Fixed	9.9	3000	80000	1	7	$150	Nil	Yes	Yes	No	Yes	Yes
	Personal Loan Fxd Unsec/Partial Sec	Fixed	13.99	3000	80000	1	7	$150	Nil	Yes	Yes	Yes	Yes	Yes
	Personal Loan Var Unsec/Partial Sec	Variable	14.7	3000	80000	1	7	$150	Nil	Yes	Yes	Yes	Yes	Yes
Credit Union SA	Personal Loan Variable	Variable	13.6	1000	50000	0	10	$120	Nil	Yes	Yes	Yes	No	No
Credit Union SA	Student Teacher Loan	Variable	10.85	1000	10000	0	5	Nil	Nil	No	Yes	No	No	No
CUA	20% equity in RealEstate	Variable	11.2	1000	50000	0	7	$120	Nil	Yes	Yes	Yes	No	No
CUA	Personal Loan Unsecured	Variable	12.99	1000	50000	0	7	$120	Nil	Yes	Yes	Yes	No	No
Defence Bank	Consolidation Loan	Variable	13.99	0	100000	0	7	$150	Nil	No	No	Yes	Yes	No
Defence Bank	Personal Loan	Variable	12.99	0	100000	0	7	$150	Nil	Yes	Yes	No	Yes	No
Easy Street Fin Services	EasyLoan Fixed	Fixed	13.43	5000	35000	1	5	$100	Nil	No	No	Yes	No	No
Easy Street Fin Services	EasyLoan Variable	Variable	12.44	5000	35000	1	5	$100	Nil	No	No	Yes	No	No
ECU Australia	Unsecured Lifestyle Loan	Variable	12.75	5000	80000	0	10	$120	Nil	Yes	Yes	Yes	No	No
Encompass Credit Union	Home Improvement Loan	Variable	12	1000	40000	0	0	$125	Nil	No	No	No	No	No
Encompass Credit Union	Personal Loan Unsecured	Variable	15.7	1000	40000	0	0	$125	Nil	Yes	Yes	Yes	No	No
FCCS Credit Union	Share Investment Loan	Variable	14.3	2000	20000	0	5	$195	Nil	No	No	No	Yes	No
FCCS Credit Union	Unsecured Personal Loan	Variable	14.3	1000	20000	0	6	$195	Nil	No	Yes	Yes	No	No
First Option CU	Personal Ln Fixed -Unsec	Fixed	9.99	1000	30000	1	3	Nil	Nil	Yes	Yes	Yes	Yes	Yes
First Option CU	Unsec Personal Loan -Var	Variable	13.99	1000	30000	0	7	Nil	Nil	Yes	Yes	Yes	No	No
Institution	Product	Rate Type	Min Rate	Min Loan	Max Loan	Year	Year	Entry Fee	Annual Fee	New Car	Used Car	Debt Consol	Bill Sale	Term Dep	Apply at RateCity
Gateway Credit Union	Personal Loan	Variable	11.59	3000	40000	0	0	$75	Nil	No	No	No	No	No
Gateway Credit Union	Personal Loan Debt Cons	Variable	12.59	3000	40000	0	0	$75	Nil	No	No	Yes	No	No
GE Money	Personal Loan	Fixed	13.99	3000	No Max	2	7	$250	$120	Yes	Yes	Yes	No	No
Greater Building Society	Personal Loan Unsecured	Fixed	12.6	5000	25000	1	5	$150	Nil	Yes	Yes	Yes	No	No
Heritage Bank	Debt Consolidation Unsec	Variable	14.65	5000	25000	1	5	$105	Nil	No	No	Yes	No	No
	Personal Ln Fixed Unsec	Fixed	13.15	5000	25000	1	5	$105	Nil	Yes	Yes	No	No	No
	Personal Loan Var Unsec	Variable	13.15	5000	25000	1	10	$105	Nil	Yes	Yes	No	No	No
Holiday Coast CU	GreatDay Plus Perl Unsec	Variable	13.75	0	30000	1	5	$200	Nil	Yes	Yes	Yes	No	No
Horizon Credit Union	Budget Personal Loan Unsec	Variable	11	500	30000	0	0	$100	Nil	No	Yes	Yes	No	No
Hume Building Society	Personal Loan Unsecured	Fixed	13.95	1000	50000	1	5	$125	Nil	Yes	Yes	Yes	No	No
Hunter United Credit Un	Personal Loan Unsecured	Variable	10.5	0	25000	0	7	$150	$60	No	No	Yes	No	No
Illawarra CU NSW	Unsecured Personal Loan	Fixed	11.99	2000	30000	1	7	$125	Nil	Yes	Yes	Yes	No	No
IMB	Personal Loan Unsecured	Fixed	12.99	2000	20000	1	5	$125	Nil	Yes	Yes	Yes	No	No
Intech Credit Union	Personal Loan	Variable	11.99	2000	40000	0	0	$75	Nil	Yes	Yes	Yes	Yes	Yes
Macarthur Credit Union	Personal Loan(Unsecured)	Variable	14.05	0	No Max	0	5	$50	Nil	Yes	Yes	Yes	No	No
Macquarie Credit Union	Unsecured Personal Loan	Variable	13.95	1000	30000	0	0	$50	Nil	Yes	Yes	Yes	No	No
Maritime Mining & Power	Personal Loan Variable	Variable	15.24	500	35000	1	5	$80	Nil	Yes	Yes	Yes	Yes	Yes
ME Bank	Personal Loan Fxd	Fixed	13.59	5000	30000	1	5	$150	Nil	Yes	Yes	Yes	No	No
MyState	Unsecured Personal Loan	Variable	10.24	3000	30000	0	0	$175	$90	Yes	Yes	Yes	No	No
nab	Personal Ln Unsec Fixed	Fixed	14.65	5000	No Max	1	7	$150	$120	Yes	Yes	Yes	No	No
nab	Personal Ln Unsec Var	Variable	14.99	5000	80000	1	7	$150	$120	Yes	Yes	Yes	No	No
Newcastle Permanent	Personal Loan Unsecured	Fixed	12.74	1000	30000	0	7	$145	Nil	Yes	Yes	Yes	No	No
Northern Beaches CU	Personal Loan Unsecured	Variable	15.2	3000	30000	0	5	$100	Nil	No	No	Yes	No	No
Northern Beaches CU	Smart Personal Loan	Variable	11.2	3000	30000	0	0	$100	Nil	Yes	No	Yes	No	No
People's Choice Credit Union	Green Loan Unsecured	Fixed	13.49	2000	9999.99	1	7	$195	Nil	Yes	Yes	No	No	No
People's Choice Credit Union	Personal Loan Unsecured	Fixed	13.99	2000	9999.99	1	7	$195	Nil	Yes	Yes	Yes	No	No
Police Credit	PC Job Starter Loan	Fixed	9.95	1000	10000	1	5	Nil	Nil	No	No	No	No	No
	PC Student Loan	Fixed	9.95	1000	10000	1	5	Nil	Nil	No	No	No	No	No
	Personal Loan Unsecured	Variable	12.95	3000	60000	0	7	Nil	Nil	Yes	Yes	Yes	No	No
	Travel Loan	Fixed	9.95	2000	30000	1	2	Nil	Nil	No	No	No	No	No
Institution	Product	Rate Type	Min Rate	Min Loan	Max Loan	Year	Year	Entry Fee	Annual Fee	New Car	Used Car	Debt Consol	Bill Sale	Term Dep	Apply at RateCity
Police&NursesMut Banking	Personal Loan Unsecured	Variable	13.75	5000	No Max	2	7	$149	$30	Yes	Yes	Yes	No	No
Qantas Staff CU	Personal Loan Unsecured	Variable	12.9	0	50000	0	7	Nil	Nil	Yes	Yes	Yes	No	No
Qld Police Credit Union	All Purpose Loan	Variable	15	1000	100000	0	0	Nil	Nil	Yes	Yes	Yes	Yes	Yes
Qld Police Credit Union	Whole of Pay SuperSav Ln	Variable	13	1000	100000	0	0	Nil	Nil	Yes	Yes	Yes	Yes	Yes
Qld Professional CU	Personal Loan	Variable	16.5	500	No Max	0	0	$50	Nil	Yes	Yes	Yes	No	No
Qld Professional CU	Share Market Loan	Variable	13.95	1000	20000	0	0	$50	Nil	No	No	No	No	No
QT Mutual Bank	Personal Loan Variable	Variable	12.95	3000	60000	0	7	$125	Nil	Yes	Yes	Yes	Yes	Yes
Quay Credit Union	Personal Loan	Variable	10.95	10000	100000	0	7	Nil	Nil	Yes	Yes	Yes	Yes	No
Queenslanders CU	Personal Loan Variable	Variable	11.75	2000	55000	0	0	$125	Nil	Yes	Yes	Yes	Yes	No
RACV	Unsecured Personal Loan	Fixed	14.5	5000	No Max	1	5	$270	Nil	Yes	Yes	Yes	No	No
RTA Staff CU	Unsecured Personal Loan	Variable	15.7	1000	30000	0	0	$75	Nil	Yes	Yes	Yes	No	No
SCU	Personal Loan Unsecured	Variable	12.14	5000	80000	0	5	$100	Nil	Yes	Yes	Yes	No	No
Select Credit Union	Green Personal Loan	Variable	11.49	5000	35000	1	7	$150	Nil	Yes	Yes	Yes	No	No
Select Credit Union	Personal Loan Var Rate	Variable	11.99	5000	35000	1	7	$150	Nil	Yes	Yes	Yes	No	No
SERVICE ONE Members Bank	Student Personal Loan- Unsecured	Variable	14	0	40000	0	0	Nil	Nil	Yes	Yes	Yes	No	No
SERVICE ONE Members Bank	Variable Personal Loan- Unsecured	Variable	15	0	40000	0	0	$150	$60	Yes	Yes	Yes	No	No
SGE Credit Union	Personal Loan Unsecured	Variable	11.8	5000	40000	1	7	$150	Nil	Yes	Yes	Yes	No	No
St.George Bank	Unsecured Fixed Personal Loan	Fixed	14.35	3000	40000	1	5	$195	$108	Yes	Yes	Yes	No	No
St.George Bank	Unsecured Variable Personal Loan	Variable	14.74	3000	40000	0	0	$195	$108	Yes	Yes	Yes	No	No
Summerland CU	Eco Loan Unsecured	Variable	9.75	3000	No Max	0	7	$130	Nil	Yes	Yes	No	No	No
Summerland CU	Gen Purpose Loan Unsec	Variable	14.7	3000	No Max	0	7	$175	$60	Yes	Yes	Yes	No	No
Suncorp Bank	Personal Loan-Unsecured	Fixed	13.9	5000	80000	1	7	$175	$60	Yes	Yes	Yes	No	No
Sutherland Credit Union	Home Improvement Loan	Variable	14.35	5000	30000	0	5	$100	Nil	No	No	No	No	No
Sutherland Credit Union	Personal Loan Var Unsec	Variable	17.25	5000	30000	0	0	$100	Nil	No	No	Yes	No	No
Teachers Mutual Bank	All Purpose Loan	Variable	13.19	2000	80000	0	10	$100	Nil	Yes	Yes	Yes	No	No
	Loan for Investment	Variable	13.19	2000	80000	0	10	$100	Nil	Yes	Yes	Yes	No	No
	Travel Loan	Variable	11.45	2000	30000	0	0	$100	Nil	No	No	No	No	No
The Capricornian	Personal Loan	Fixed	13.75	5000	50000	1	5	$250	Nil	Yes	Yes	Yes	Yes	Yes
The Capricornian	Personal Loan Protected	Fixed	9.75	5000	50000	1	5	Nil	Nil	Yes	Yes	Yes	Yes	Yes
Unicredit-WA	Personal Loan Unsecured	Variable	13.45	5000	No Max	1	5	Tiered Scale	Nil	Yes	Yes	Yes	Yes	No
Unicredit-WA	Student Loan	Variable	9.95	1000	No Max	1	5	Nil	Nil	Yes	Yes	No	Yes	Yes
Institution	Product	Rate Type	Min Rate	Min Loan	Max Loan	Year	Year	Entry Fee	Annual Fee	New Car	Used Car	Debt Consol	Bill Sale	Term Dep	Apply at RateCity
United Community	Enviro Personal Loan Fxd	Fixed	9.9	3000	80000	1	7	$150	Nil	No	Yes	No	Yes	Yes
	Personal Loan Fxd Unsec/Partial Sec	Fixed	13.99	3000	80000	1	7	$150	Nil	No	Yes	Yes	Yes	Yes
	Personal Loan Var Unsec/Partial Sec	Variable	14.7	3000	80000	1	7	$150	Nil	No	Yes	Yes	Yes	Yes
Victoria Teachers Mutual Bank	Green Personal Loan	Variable	9.9	0	No Max	0	0	$90	Nil	No	Yes	No	Yes	No
	Personal Loan Variable	Variable	12.3	0	No Max	0	0	$90	Nil	Yes	Yes	Yes	Yes	No
	Share Loan	Variable	10.8	500	No Max	0	0	$90	Nil	No	No	No	Yes	No
	Student Loan	Variable	11.3	500	10000	0	0	$90	Nil	No	No	No	Yes	No
Wagga Mutual Credit Un	Enviro Personal Loan Fxd	Fixed	9.9	3000	80000	1	7	$150	Nil	Yes	Yes	No	Yes	Yes
	Personal Loan Fxd Unsec/Partial Sec	Fixed	13.99	3000	80000	1	7	$150	Nil	Yes	Yes	Yes	Yes	Yes
	Personal Loan Var Unsec/Partial Sec	Variable	14.7	3000	80000	1	7	$150	Nil	Yes	Yes	Yes	Yes	Yes
Westpac	Flexi Loan	Variable	14.69	4000	75000	0	0	Nil	$60	Yes	Yes	Yes	No	No
Westpac	Personal Loan Unsecured	Fixed	14.39	4000	50000	1	7	$250	$90	Yes	Yes	Yes	No	No
Institution	Product	Rate Type	Min Rate	Min Loan	Max Loan	Year	Year	Entry Fee	Annual Fee	New Car	Used Car	Debt Consol	Bill Sale	Term Dep	Apply at RateCity
18-May-2012						Min Term	Max Term			Purpose			Security		Apply at RateCity

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