Compare Commercial Secured Business Overdrafts
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| Company | Product | Overdraft Commercial Star rating | Rate | Minimum loan amount | Overdrawn Service Fee | No. of Free Transactions allowed | EFTPOS transaction fee | OTC transaction fee | Internet transaction fee | BPAY transaction fee | Cheque Fee |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ANZ | Business Credit Facility | * * * | 10.11 | 25000.00 | 37.70 | 13 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Business Overdraft Commercial Prop | * * * | 9.18 to 13.43 | 2000.00 | 37.70 | 50 | Nil | 0.80 | Nil | Nil | 0.80 | |
| ANZ Agribusiness | Revolving Agri Line | Not rated | 9.18 to 13.33 | 250000.00 | 37.70 | N/A | Nil | 0.80 | Nil | Nil | 0.80 |
| Arab Bank Australia | Business OD Base Rate | * * | 13.00 | 10000.00 | 30.00 | N/A | 0.60 | 0.65 | Nil | Nil | 0.40 |
| BankSA | Commercial Base Rate | * * * | 10.05 and higher | 20000.00 | 9.00 | 50 | Nil | 1.00 | Nil | Nil | 0.50 |
| Commercial Line ofCredit | * * | 10.02 and higher | 20000.00 | 9.00 | 8 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| BankSA Agribusiness | Agri Business OD | Not rated | 10.05 and higher | 20000.00 | 9.00 | 50 | N/A | 1.00 | Nil | Nil | 0.50 |
| Agri Commercial LOC | Not rated | 10.02 and higher | 20000.00 | 9.00 | 8 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Bankwest | Bus Equity Line(Oth Sec) | * * | 10.26 and higher | 50000.00 | 38.00 | 2 | N/A | Nil | Nil | Nil | Nil |
| Business Zero Overdraft - All Sec | Not rated | 10.20 and higher | 20000.00 | 45 | N/A | Nil | Nil | Nil | Nil | Nil | |
| High Interest Trans A/c OD -All Sec | Not rated | 9.25 and higher | 20000.00 | 45.00 | N/A | 0.20 | Nil | 0.15 | 0.20 | 0.20 | |
| High Interest Trans A/c OD -Res Sec | Not rated | 9.25 | 20000.00 | 45.00 | N/A | 0.20 | Nil | 0.15 | 0.20 | 0.20 | |
| BankWest Agribusiness | AgriOne Overdraft | Not rated | 7.90 and higher | 100000.00 | 38.00 | N/A | Nil | Nil | Nil | Nil | Nil |
| bcu | Bus Line of Credit - S21 | * * * | 8.05 | 20000.00 | Nil | N/A | N/A | N/A | Nil | N/A | N/A |
| Bus O/Draft Secured | * * * * | 9.25 to 14.55 | 500.00 | 3.00% | 40 | Nil | Nil | Nil | Nil | Nil | |
| Beirut Hellenic Bank | Business Overdraft | * * | 10.93 | 1000.00 | 40.00 | 20 | 0.55 | 0.55 | 0.55 | Nil | 0.55 |
| Bendigo Bank | Bus Solutions OD All Sec | * | 11.29 | 0.00 | 27.50 | Nil | 0.70 | 1.75 | 0.40 | 0.40 | 0.70 |
| Bendigo Bank Agri | AgriManager | Not rated | 7.65 to 8.30 | 150000.00 | 30.00 | N/A | Nil | Nil | Nil | Nil | Nil |
| Seasonal Overdraft | Not rated | 8.80 to 9.60 | 20000.00 | 30.00 | N/A | Nil | 1.50 | Nil | Nil | 0.60 | |
| BOQ | BusOD (All Sec) IO | * * * | 10.09 and higher | 10000.00 | 15.00 | 10 | Nil | 0.60 | Nil | Nil | 0.60 |
| CairnsPenny Savings&Loan | Bus OD - Commercial Sec | * * * | 8.95 | 20000.00 | N/A | 5 | 0.50 | Nil | Nil | Nil | 0.50 |
| Commonwealth Bank | Bus Line of Cred Oth Sec | * * * | 9.59 | 50000.00 | 10.00 | 8 | 2 | 2 | 2 | 2 | 2 |
| Business OD Other Sec (Std Bus A/C) | * * * * * | 11.09 | 0.00 | 10 | 330 | 0.20 | 0.95 | 0.20 | 0.95 | 0.55 | |
| Business OD Othr Sec (Prem Bus A/C) | * * * * * | 11.09 | 0.00 | 10 | 40 | 0.20 | 0.95 | 0.20 | 0.95 | 0.55 | |
| Commonwealth Bank Agri | Agri Line of Credit Non-Res Sec | Not rated | 9.59 | 0.00 | 10.00 | 8 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Agribusiness Overdraft | Not rated | 11.09 | 0.00 | 10.00 | 330 | 0.20 | 0.95 | 0.20 | 0.20 | 0.55 | |
| Greater Building Society | Line of Credit - Commercial Sec | * * * | 8.85 | 10000.00 | 50.00 | Nil | 0.40 | 1.00 | Nil | Nil | 0.50 |
| Heritage Bank | Bus Line Of Credit - Non-Res Sec | Not rated | 7.94 | 20000.00 | 20 | 5 | N/A | 2 | Nil | 2 | 2 |
| Business Overdraft - Non-Res Sec | Not rated | 8.49 | 20000.00 | 20 | 10 | 0.50 | 0.50 | Nil | 0.50 | 0.50 | |
| Hume Building Society | Business OD Comm Sec | * * * * | 10.90 | No min | 15.00 | Nil | 0.30 | Nil | Nil | Nil | 0.40 |
| IMB | Business Overdraft Sec | * | 11.19 and higher | 0.00 | N/A | Nil | 0.50 | 0.50 | Nil | 0.50 | 0.50 |
| nab | Business OD Prime | * * * * * | 9.40 and higher | 20000.00 | N/A | N/A | Nil | 0.90 | Nil | Nil | Nil |
| nab Agribusiness | Farm Management Overdrft | Not rated | 9.40 to 12.96 | 20000.00 | N/A | Nil | 0.10 | 0.60 | 0.10 | 0.10 | 0.40 |
| Farmers Choice OD | Not rated | 8.40 and higher | 20000.00 | N/A | Nil | 0.10 | 0.60 | 0.10 | 0.10 | 0.40 | |
| Newcastle Permanent | Business Overdraft | * * * * * | 6.93 and higher | 0.00 | 17.50 | 40 | 0.50 | 1.75 | Nil | Nil | 0.50 |
| People's Choice Credit Union | Business LOC - Comm Sec | * * * | 8.58 | 50000.00 | Nil | 40 | 1.50 | 1.50 | Nil | Nil | 0.95 |
| Rabobank Agribusiness | Rural Overdraft | Not rated | 6.35 and higher | No min | 40 | N/A | Nil | Nil | Nil | Nil | 0.60 |
| St.George Bank | Comm Line of Credit | * * * | 9.77 and higher | 20000.00 | 9.00 | 8 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Commercial Overdraft | * * | 9.80 and higher | 0.00 | 9.00 | 50 | Nil | 1.00 | Nil | 1.00 | 0.50 | |
| Suncorp Agri | Business O/D (Comm Sec) | Not rated | 9.10 and higher | 10000.00 | 10.00 | 60 | Nil | 1.00 | Nil | Nil | 0.60 |
| Line of Credit (Com Sec) | Not rated | 8.05 and higher | 10000.00 | 10.00 | 10 | 0.20 | 0.70 | Nil | 0.20 | 0.60 | |
| Suncorp Bank | Business OD (com sec) | * * | 9.10 | 10000.00 | 10 | 60 | Nil | 0.70 | Nil | 0.20 | 0.60 |
| Business OD (res sec) | Not rated | 8.60 | 10000.00 | 10 | 60 | Nil | Nil | Nil | Nil | 0.60 | |
| Line of Credit (com sec) | * * * | 8.05 | 10000.00 | 10.00 | 10 | 0.20 | 0.70 | Nil | 0.20 | 0.60 | |
| Line of Credit (res sec) | Not rated | 7.55 | 10000.00 | 10.00 | N/A | 0.20 | 0.70 | Nil | 0.20 | 0.60 | |
| The Mutual | Business Mortgage O/D | * * * | 9.30 and higher | 0.00 | Nil | 16 | 0.60 | Nil | Nil | Nil | 0.40 |
| Business Overdraft | * * | 10.55 and higher | 0.00 | Nil | 16 | 0.60 | Nil | Nil | Nil | 0.40 | |
| Westpac | Business Overdraft - Bus | * * * | 8.91 to 10.81 | 0.00 | 9.00 | N/A | 0.14 | 1.00 | 0.14 | 0.14 | 0.50 |
| Business Overdraft - Com | * * * | 8.91 to 9.66 | 0.00 | 9.00 | Nil | 0.14 | 1.00 | 0.14 | 0.14 | 0.50 | |
| Westpac Agribusiness | Agribusiness One LOC | Not rated | 6.23 to 8.73 | 100000.00 | 9.00 | N/A | 0.14 | 1.00 | 0.14 | 0.14 | 0.50 |
| Agribusiness Overdraft | Not rated | 8.91 to 10.81 | 0.00 | 9.00 | N/A | 0.14 | 1.00 | 0.14 | 0.14 | 0.50 | |
| Company | Product | Overdraft Commercial Star rating | Rate | Minimum loan amount | Overdrawn Service Fee | No. of Free Transactions allowed | EFTPOS transaction fee | OTC transaction fee | Internet transaction fee | BPAY transaction fee | Cheque Fee |