Pepper Money Home Loans

Pepper home loans are provided by Pepper Money. Pepper Money is a provider of home loans, car loans, personal loans, and mortgage broking services.

Loan Options: What Pepper home loans offer

Canstar is not making any suggestion or recommendation to you about this product. Please see our comparison tables for more details and information about products on offer from this provider and other home loan providers on our database.

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Additional conditions may apply to different features. Please ensure that you read the product disclosure statement to determine all the current loan terms and conditions for the product you are considering.

Pepper Standard Variable Home Loan Features

(Pepper Money’s standard variable home loan is known as the Essential Home Loan.)

Offset account (100% offset) available.
Redraw facility available.
Split loan facility available; max 4 splits allowed; no split loan application fee.
Mortgage is portable.
Repayments may be made weekly, fortnightly, or monthly.
Additional repayments allowed.
Lump sum repayments allowed.
Repayment holiday may be available if repayments have been made in advance.
Interest only repayments available for up to 5 years.

What types of home loans does Pepper offer?

At the time of writing, Pepper offers the following types of home loans:

Variable rate home loan
Offset account available with home loan
Investment home loan

Find out about how different types of home loans work here.

See our comparison tables for details of Pepper home loans:

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Pepper Money FAQs

You can begin your application process for a Pepper home loan by either using their online home loan pre-approval tool, or by calling them on 13 73 77 (open Mon-Fri) if you’re not an existing customer, or on 1300 650 931 (open Mon-Fri) if you are an existing customer.

Follow our applying for a home loan checklist, and use the Canstar website to compare Pepper home loans with other home loans before choosing a product that suits your needs:

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Yes, Pepper allows extra repayments on their home loans. Terms and conditions apply; contact your lender for details.

Yes, Pepper offers redraw facilities on their home loans. Fees and charges may apply to use of a redraw facility; contact your lender for details.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Founded in 2001, Pepper Money is named after the cultural revolution that brought about the Age of Discovery. When the Silk Road, along which East and West traded back and forth, was blockaded by the Ottoman Turks of the Byzantine Empire, traders had to think along new lines. They created sea routes and many other innovations that have shaped life today. Pepper Money sees this as part of their story – creating new paths for people to access necessary finance products when traditional routes are not an option.

Source: Pepper Money

Pepper Money’s efforts to support the Australian community are impressive. They sponsor several sports teams, community groups and charities including Salvation Army Oasis Youth Support Network and the OzHarvest CEO CookOff.

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