BankSA Home Loans
What home loans does BankSA offer?
If you’re currently considering a home loan, the comparison table below displays some of the variable rate home loans on our database from BankSA that are available for first home buyers. This table is sorted by Star Rating (highest to lowest), followed by comparison rate (lowest-highest). Products shown are principal and interest home loans available for a loan amount of $350K in SA with an LVR of 80% of the property value. Before committing to a particular home loan product, check upfront with your lender and read the applicable loan documentation to confirm whether the terms of the loan meet your needs and repayment capacity. Use Canstar’s home loan selector to view a wider range of home loan products.
*Comparison rate based on loan amount of $150,000 and a term of 25 years. Read the Comparison Rate Warning
BankSA home loan features
Depending on which option you choose, a BankSA home loan may include the following:
- Offset account available on selected home loans
- Ability to make extra repayments
- Redraw facility available
- Split loan available (a split loan application fee may apply)
- Mortgage is portable, meaning that an existing home loan may be transferred on to your next property
- Repayments may be made weekly, fortnightly, or monthly (except for interest only home loans, which are repaid monthly only)
- Interest only option available on selected home loans
- Repayment holiday may be granted
- Family guarantee option available on selected loans
The inclusions above represent a selection of the features available with BankSA home loans. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about the products on offer from this provider. Check upfront with BankSA and please ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering and whether it meets your needs, before committing to it.