IMAN Working Visa Health Cover
IMAN Wins CANSTAR Outstanding Value Working Visa Health Cover Award
This year, Canstar researched and gave ratings to 8 providers of working visa health cover in Australia. CANSTAR congratulates IMAN Australian Health Plans for winning the 2017 CANSTAR Working Visa Health Cover Award. Find out why they won below.
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Why IMAN won CANSTAR’s Working Visa Health Cover Award
For the second year in a row, IMAN Australian Health Plans has won CANSTAR’s Award for Outstanding Value Working Visa Health Cover.
With a strong performance in both pricing and features, IMAN achieved 5-star ratings in all 4 profiles. This makes them the market leader for both singles and couples looking for working visa health cover.
IMAN provides more extensive coverage than their competitors in most cases, or equivalent coverage to others but at a cheaper price. This is especially true for singles looking for working visa health cover.
IMAN’s stand-out product is their Value Plus Visitors Cover, which received our 5-star rating for outstanding value for singles, couples, and families. It is the lowest cost policy in this year’s star ratings that includes both hospital cover, as well as cover for out-of-hospital medical (general practitioners, specialists, radiology, pathology).
A unique feature of IMAN’s hospital and medical polices is that they cover up to $500 worth of pharmacy medicines per year, enabling policy holders to claim back 100% of the cost (after serving a 2 month waiting period). All other providers require a co-payment to be paid, meaning that a pharmacy item would not be covered the price was less than $20-$38 (depending on provider).
IMAN’s Budget Visitors Cover also received 5-stars for Outstanding Value for singles and couples. Budget Visitors Cover is IMAN’s entry-level product for working visa holders – allowing people to pay a lower premium than for Value Plus Cover if they forgo the coverage for general practitioner visits and other out-of-hospital medical services.
Budget Visitors Cover also has a unique feature in that it will cover 100% of all hospital and medical costs for the procedures which are covered. This means that policy holders will not have any ‘gap’ payments when admitted to hospital.
The inclusions above represent a selection of what is covered. Additional conditions may apply to different features. Please ensure that you read the product disclosure statement (PDS) to determine all the policy options and inclusions for the insurance policy you are considering.
About IMAN / nib
All IMAN Australian Health Plans meet the visa requirements for the 457 working visa. When you join, you will receive a letter stating that you have health cover, which you can send with your visa application to the Department of Immigration.
IMAN is a subsidiary of nib Health Funds, one of Australia’s large health funds. Health insurance from nib has won many CANSTAR 5-star ratings and awards for health insurance over the years, and they also offer life insurance and travel insurance.
With IMAN, claims can be made by downloading a claim form and posting it together with your original invoices and receipts. For hospital admission claims, IMAN can arrange to pay the hospital directly if you ask the receptionist at the hospital to phone IMAN on 1800 22 11 33. For claims for other doctors or medicines, you will need to pay for the services or medicines first and then make a claim with IMAN.
Working Visa Health Cover Star Ratings - CANSTAR
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The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement (PDS) to determine all the current options and inclusions for the product you are considering.
CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular insurance product. If you decided to apply for an insurance policy, you will deal directly with an insurance provider, and not with CANSTAR. Premiums, coverage, benefit limits, and product information should be confirmed with the relevant insurance provider. For more information, read our detailed disclosure and our Financial Services and Credit Guide.
