Health Insurance Star Ratings
Package - Young Singles
Included service Included service Restricted Restricted None None
* Combined limit applies
SUMMARY REPORT
Product Name Monthly Premium Hospital Cover Extras Cover
Excess Per Admission CoPayment Per Day Assisted Reproductive Cardiac Cataract Joint Replacement Non Medicare Obstetric Palliative Plastic Non Cosmetic Podiatric Psychiatric Rehabilitation Renal Dialysis Sterilisation General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic Podiatry Psychology Non PBS Pharmaceutical Acupuncture Naturopathy Remedial Massage Hearing Aids Blood Glucose Monitor
 
HBA - Active Sports Saver $43.35 $0 $0 Restricted Restricted Restricted Restricted N/A Restricted Restricted Restricted Restricted Restricted Restricted Restricted Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $1000* $0 $1000* $0 $0 $1000* $1000*
 
NIB - Basic Saver $500 Excess $44.92 $500 $0 N/A Restricted N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $450 $0 $0 $0 $200 $200* $200*
 
MBF - MBF CHOICES WITH 70% BACK $45.88 $250 $0 N/A N/A N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300* $300* $0 $0 $300* $300* $300*
 
GMHBA - Silver Young Singles Package $47.90 $250 $0 N/A Covered N/A N/A N/A N/A Covered Covered Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $500* $120 $350* $350*
 
Health Insurance Fund of WA - GoldStarter Hospital & Saver Options $49.10 $0 $0 N/A N/A N/A N/A N/A N/A Restricted Covered N/A Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $0 $0 $0 $105 $700* $700*
 
Medibank Private - MyOptions Packaged Cover $50.20 $0 $0 N/A N/A N/A N/A N/A N/A Restricted N/A Restricted Restricted Restricted Restricted Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $350* $400 $350* $200 $350* $350*
 
HCF - HOSPITAL ADVANCED SAVINGS $450 & GENERAL EXTRAS PLUS $56.05 $450 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $300* $300* $250 $180 $500* $500*
 
MBF - MBF HEALTHSMART $1000 EXCESS $58.75 $1000 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
HBF - Young Singles Saver Hospital & Essentials Saver $62.48 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Ambulance Plus & Essentials Saver $64.61 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $50/$100 & Essentials Saver $65.36 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $50/$100 & Ambulance Plus & Essentials Saver $67.49 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $100/$200 & Essentials Saver $68.25 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $100/$200 & Ambulance Plus & Essentials Saver $70.37 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
MBF - MBF HEALTHSMART $500 EXCESS $72.35 $500 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
MBF - MBF HEALTHSMART $250 EXCESS $77.95 $250 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
NIB - Basic Saver $250 Excess $49.50 $250 $0 N/A Restricted N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $450 $0 $0 $0 $200 $200* $200*
 
MBF - MBF CHOICES WITH 80% BACK $50.30 $250 $0 N/A N/A N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300* $300* $0 $0 $300* $300* $300*
 
GMF Health - Bronze $50.35 $200 $0 N/A N/A N/A N/A N/A N/A Covered N/A N/A Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $200 $0 $0 $0 $200 $350* $350*
 
MBF - MBF CHOICES WTH 90% BACK $52.95 $250 $0 N/A N/A N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300* $300* $0 $0 $300* $300* $300*
 
HBA - Young Singles Saver $54.00 $0 $0 Restricted Restricted Restricted Restricted N/A Restricted Restricted Restricted Restricted Restricted Restricted Restricted Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 $150 $350* $350*
 
HCF - HOSPITAL ADVANCED SAVINGS $250 & GENERAL EXTRAS PLUS $58.90 $250 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $300* $300* $250 $180 $500* $500*
 
Australian Unity - Smart Start (LB) $60.95 $100 $0 N/A Restricted Covered Restricted Restricted N/A Restricted Restricted Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600* $0 $600* $0 $150 $400* $400*
 
HBA - Young Singles Choice $61.40 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 $150 $350* $350*
 
HCF - HOSPITAL ADVANCED SAVINGS $450 & MULTICOVER $73.20 $450 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HBF - Young Singles Saver Hospital & Gap Saver $200/$400 & Essentials Saver $74.01 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HCF - HOSPITAL ADVANCED SAVINGS $250 & MULTICOVER $76.05 $250 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HBF - Young Singles Saver Hospital & Gap Saver $200/$400 & Ambulance Plus & Essentials Saver $76.13 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Essentials Saver & Wellness $80.53 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Ambulance Plus & Essentials Saver & Wellness $82.66 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $50/$100 & Essentials Saver & Wellness $83.41 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $50/$100 & Ambulance Plus & Essentials Saver & Wellness $85.54 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $100/$200 & Essentials Saver & Wellness $86.30 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $100/$200 & Ambulance Plus & Essentials Saver & Wellness $88.42 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
AHM - Essential Hospital Level 5 & Lifestyle Extras $91.70 $0 $0 Restricted Covered Covered Restricted Restricted Restricted Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $750 $600 $1400 $180 $900* $900*
 
HBF - Young Singles Saver Hospital & Gap Saver $200/$400 & Essentials Saver & Wellness $92.06 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Young Singles Saver Hospital & Gap Saver $200/$400 & Ambulance Plus & Essentials Saver & Wellness $94.18 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $0 $364 $500 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Extra Essentials $116.02 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBA - Hospital Saver with Standard Extras $62.65 $500 $0 Restricted Restricted Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400* $400* $400* $0 $150 $350* $350*
 
HBA - Hospital Saver with Your Choice Extras $64.30 $500 $0 Restricted Restricted Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700* $500 $700* $450 $180 $450 $350
 
AHM - Basic Hospital & Basic Extras $66.40 $0 $0 Restricted Restricted Covered Restricted Restricted Restricted Covered Restricted Restricted Restricted Restricted Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $0 $0 $0 $150 $400* $400*
 
AHM - Family Hospital Level 5 & Family Extras $95.35 $0 $0 Covered Covered Restricted Restricted Restricted Covered Covered Restricted Restricted Restricted Restricted Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $750 $600 $600 $180 $750* $750*
 
Medibank Private - AdvantagePlus Packaged Cover $115.05 $200 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2000* $400 $2000* $250 $700 $400*
 
HBF - Intermediate Hospital $140/$280 Excess & Ambulance Plus & Extra Essentials $118.15 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $50/$100 & Extra Essentials $118.90 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $50/$100 & Ambulance Plus & Extra Essentials $121.03 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $100/$200 & Extra Essentials $121.79 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $100/$200 & Ambulance Plus & Extra Essentials $123.91 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Extra Essentials $124.21 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Ambulance Plus & Extra Essentials $126.34 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $50/$100 & Extra Essentials $127.09 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $200/$400 & Extra Essentials $127.55 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $50/$100 & Ambulance Plus & Extra Essentials $129.22 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $200/$400 & Ambulance Plus & Extra Essentials $129.67 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $100/$200 & Extra Essentials $129.98 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $100/$200 & Ambulance Plus & Extra Essentials $132.10 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Extra Essentials & Wellness $134.07 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $200/$400 & Extra Essentials $135.74 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Ambulance Plus & Extra Essentials & Wellness $136.20 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $50/$100 & Extra Essentials & Wellness $136.95 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $200/$400 & Ambulance Plus & Extra Essentials $137.86 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $50/$100 & Ambulance Plus & Extra Essentials & Wellness $139.08 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $100/$200 & Extra Essentials & Wellness $139.84 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
Medibank Private - PremierPlus Packaged Cover $140.45 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2000* $400 $2000* $250 $700 $400*
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $100/$200 & Ambulance Plus & Extra Essentials & Wellness $141.96 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Extra Essentials & Wellness $142.26 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Ambulance Plus & Extra Essentials & Wellness $144.39 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $50/$100 & Extra Essentials & Wellness $145.14 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $50/$100 & Ambulance Plus & Extra Essentials & Wellness $147.27 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $100/$200 & Extra Essentials & Wellness $148.03 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Intermediate Hospital & Gap Saver $100/$200 & Ambulance Plus & Extra Essentials & Wellness $150.15 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
GMF Health - Young Singles Choice $65.35 $150 $0 N/A N/A Restricted N/A N/A N/A Restricted Restricted N/A Restricted Restricted Restricted N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $0 $0 $0 No Limit $400* $400*
 
NIB - Basic Plus $500 Excess $66.36 $500 $0 Restricted Restricted N/A N/A N/A Restricted Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
Medibank Private - HealthyPlus Packaged Cover $69.05 $200 $0 Restricted Restricted Restricted Restricted N/A Restricted Covered N/A Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $0 $500* $0 $200 $300 $0
 
NIB - Basic Plus $250 Excess $72.19 $250 $0 Restricted Restricted N/A N/A N/A Restricted Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
Australian Unity - Smart Combination with $500 Excess (SJ) $72.30 $500 $0 N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted Restricted Restricted Covered N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600* $0 $600* $0 $200 $500 $500
 
Health Insurance Fund of WA - GoldSaver Hospital & Special Options $78.80 $0 $0 Restricted Restricted Restricted Restricted N/A Covered Covered Covered N/A Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $500* $105 $900* $900*
 
HCF - HOSPITAL SAVINGS $250 EXCESS & GENERAL EXTRAS PLUS $84.40 $250 $0 Restricted Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $300* $300* $250 $180 $500* $500*
 
Australian Unity - Smart Combination with $250 Excess (SK) $85.05 $250 $0 N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted Restricted Restricted Covered N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600* $0 $600* $0 $200 $500 $500
 
HBA - Hospital Saver Plus - Level 3 with Your Choice Extras $90.90 $300 $0 Covered Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700* $500 $700* $450 $180 $450 $350
 
Manchester Unity - Healthmate Advanced $91.65 $250 $0 Restricted Covered Restricted Restricted N/A Covered Covered N/A Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $600 $400 $1200 $180 $600 $350
 
Medibank Private - SmartPlus Packaged Cover $92.95 $200 $0 Covered Restricted Restricted Restricted N/A Covered Covered N/A Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $800* $300* $800* $300* $200 $300 $300*
 
HBA - Hospital Cover with Excess Bonus and Your Choice Extras $99.45 $300 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700* $500 $700* $450 $180 $450 $350
 
HCF - HOSPITAL SAVINGS $250 EXCESS & MULTICOVER $101.55 $250 $0 Restricted Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Manchester Unity - Healthmate Ultimate $105.70 $250 $0 Covered Covered Restricted Restricted N/A Covered Covered N/A Restricted Covered Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $700 $400 $1800 $200 $700 $350
 
HCF - TOP PLUS $450 EXCESS & MULTICOVER $105.80 $450 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HCF - TOP PLUS $250 EXCESS & MULTICOVER $115.20 $250 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Health Insurance Fund of WA - GoldStar Hospital $500/$1000 & Premium Options $116.10 $500 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $1000* $1000* $1000* $1000* $240 $1200 $650
 
AHM - Top Hospital Level 8 & Super Extras $116.65 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
HCF - TOP PLUS $450 EXCESS & SUPER MULTICOVER $121.25 $450 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
HCF - TOP PLUS $150 EXCESS & MULTICOVER $122.20 $150 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Health Insurance Fund of WA - GoldStar Hospital $400/$800 & Premium Options $123.05 $400 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $1000* $1000* $1000* $1000* $240 $1200 $650
 
HBF - Healthy Saver Hospital & Essentials Standard $123.91 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Healthy Saver Hospital & Ambulance Plus & Essentials Standard $126.03 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Healthy Saver Hospital & Gap Saver $50/$100 & Essentials Standard $126.79 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
AHM - Top Hospital Level 5 & Super Extras $128.15 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
HBF - Healthy Saver Hospital & Gap Saver $50/$100 & Ambulance Plus & Essentials Standard $128.91 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Healthy Saver Hospital & Gap Saver $100/$200 & Essentials Standard $129.67 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HCF - Top Plus Nil Excess & Multicover $129.95 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HCF - TOP PLUS $250 EXCESS & SUPER MULTICOVER $130.65 $250 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
HBF - Healthy Saver Hospital & Gap Saver $100/$200 & Ambulance Plus & Essentials Standard $131.79 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
Health Insurance Fund of WA - GoldStar Hospital $200/$400 & Premium Options $134.00 $200 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $1000* $1000* $1000* $1000* $240 $1200 $650
 
HBF - Healthy Saver Hospital & Gap Saver $200/$400 & Essentials Standard $135.43 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Healthy Saver Hospital & Gap Saver $200/$400 & Ambulance Plus & Essentials Standard $137.56 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HCF - TOP PLUS $150 EXCESS & SUPER MULTICOVER $137.65 $150 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
HBF - Healthy Saver Hospital & Essentials Standard & Wellness $141.96 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Healthy Saver Hospital & Ambulance Plus & Essentials Standard & Wellness $144.08 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Healthy Saver Hospital & Gap Saver $50/$100 & Essentials Standard & Wellness $144.84 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HCF - Top Plus Nil Excess & Super Multicover $145.40 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $200/$400 & Extra Essentials & Wellness $145.60 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Healthy Saver Hospital & Gap Saver $50/$100 & Ambulance Plus & Essentials Standard & Wellness $146.96 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
AHM - Top Hospital & Super Extras $147.40 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
HBF - Healthy Saver Hospital & Gap Saver $100/$200 & Essentials Standard & Wellness $147.72 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Intermediate Hospital $140/$280 Excess & Gap Saver $200/$400 & Ambulance Plus & Extra Essentials & Wellness $147.72 $140 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
Health Insurance Fund of WA - GoldStar Hospital Nil Excess & Premium Options $148.55 $0 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $1000* $1000* $1000* $1000* $240 $1200 $650
 
HBF - Healthy Saver Hospital & Gap Saver $100/$200 & Ambulance Plus & Essentials Standard & Wellness $149.84 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Healthy Saver Hospital & Gap Saver $200/$400 & Essentials Standard & Wellness $153.48 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Intermediate Hospital & Gap Saver $200/$400 & Extra Essentials & Wellness $153.79 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Healthy Saver Hospital & Gap Saver $200/$400 & Ambulance Plus & Essentials Standard & Wellness $155.61 $0 $0 Restricted N/A N/A N/A N/A Covered Covered Covered Restricted Restricted Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $500* $500* $500 $364 $500 $350
 
HBF - Intermediate Hospital & Gap Saver $200/$400 & Ambulance Plus & Extra Essentials & Wellness $155.91 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $600* $600* $600 $486 $600 $350
 
HBF - Top Hospital $200/$400 Excess & Premium Essentials $156.82 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Ambulance Plus & Premium Essentials $158.94 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $50/$100 & Premium Essentials $159.70 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $50/$100 & Ambulance Plus & Premium Essentials $161.82 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $100/$200 & Premium Essentials $162.58 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $100/$200 & Ambulance Plus & Premium Essentials $164.70 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Premium Essentials $168.04 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess& Gap Saver $200/$400 & Premium Essentials $168.34 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Ambulance Plus & Premium Essentials $170.16 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $200/$400 & Ambulance Plus & Premium Essentials $170.47 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $50/$100 & Premium Essentials $170.92 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $50/$100 & Ambulance Plus & Premium Essentials $173.05 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $100/$200 & Premium Essentials $173.80 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Premium Essentials & Wellness $174.87 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $100/$200 & Ambulance Plus & Premium Essentials $175.93 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Ambulance Plus & Premium Essentials & Wellness $176.99 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $50/$100 & Premium Essentials & Wellness $177.75 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $200/$400 & Premium Essentials $179.57 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $50/$100 & Ambulance Plus & Premium Essentials & Wellness $179.87 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $100/$200 & Premium Essentials & Wellness $180.63 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $200/$400 & Ambulance Plus & Premium Essentials $181.69 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $100/$200 & Ambulance Plus & Premium Essentials & Wellness $182.75 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Premium Essentials & Wellness $186.09 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess& Gap Saver $200/$400 & Premium Essentials & Wellness $186.39 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Ambulance Plus & Premium Essentials & Wellness $188.21 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital $200/$400 Excess & Gap Saver $200/$400 & Ambulance Plus & Premium Essentials & Wellness $188.52 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $50/$100 & Premium Essentials & Wellness $188.97 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $50/$100 & Ambulance Plus & Premium Essentials & Wellness $191.10 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $100/$200 & Premium Essentials & Wellness $191.85 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $100/$200 & Ambulance Plus & Premium Essentials & Wellness $193.98 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $200/$400 & Premium Essentials & Wellness $197.62 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
HBF - Top Hospital & Gap Saver $200/$400 & Ambulance Plus & Premium Essentials & Wellness $199.74 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800* $800* $800 $551 $1000 $350
 
GMF Health - Family Choice $85.65 $150 $0 Restricted Restricted Restricted N/A N/A Restricted Restricted Restricted Restricted Restricted Restricted Restricted N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 No Limit $400* $400*
 
HBA - Hospital Saver Plus - Level 3 with Standard Extras $89.25 $300 $0 Covered Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400* $400* $400* $0 $150 $350* $350*
 
NIB - Mid Plus $500 Excess $93.94 $500 $0 N/A N/A N/A N/A N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
HBA - Hospital Cover with Excess Bonus and Standard Extras $97.75 $300 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400* $400* $400* $0 $150 $350* $350*
 
Health Insurance Fund of WA - Gold Hospital Excess $400/$800 & Super Options $102.65 $400 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $800* $800* $800* $800* $240 $900 $1100
 
NIB - Mid Plus $250 Excess $104.95 $250 $0 N/A N/A N/A N/A N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
NIB - Young at Heart Mid $500 Excess $111.50 $500 $0 N/A Restricted Restricted Restricted N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $700* $700* $0 $250 $300* $300*
 
Health Insurance Fund of WA - Gold Hospital $200/$400 & Super Options $114.00 $200 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $800* $800* $800* $800* $240 $900 $1100
 
Health Insurance Fund of WA - Gold Hospital $100/$200 & Super Options $119.15 $100 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $800* $800* $800* $800* $240 $900 $1100
 
Australian Unity - LifeChoice with $500 excess (LCJ) $120.70 $500 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1200 $500 $500 $250 $600* $600*
 
NIB - Young at Heart Mid $250 Excess $121.00 $250 $0 N/A Restricted Restricted Restricted N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $700* $700* $0 $250 $300* $300*
 
Health Insurance Fund of WA - Gold Hospital Nil Excess & Super Options $126.00 $0 $0 Restricted Covered Covered Restricted N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $800* $800* $800* $800* $240 $900 $1100
 
GMHBA - Silver Everyday Package $129.35 $250 $0 Covered Covered N/A N/A N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $1000* $1000* $1000* $1000* $170 $350 $350
 
Australian Unity - LifeChoice with $250 excess (LCX) $131.15 $250 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1200 $500 $500 $250 $600* $600*
 
NIB - Top Cover $500 Excess $131.52 $500 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
NIB - Young at Heart Top $500 Excess $137.38 $500 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
NIB - Top Cover $250 Excess $150.39 $250 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
HBA - Top Hospital Cover and Gold Extras $151.45 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1100 No Limit $800 $240 $800 $1200
 
Australian Unity - LifeChoice with no excess (LCL) $151.65 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1200 $500 $500 $250 $600* $600*
 
NIB - Young at Heart Top $250 Excess $156.09 $250 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
Australian Unity - LifeChoice Plus with $250 excess (LPX) $166.65 $250 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1500 $500 $1000 $300 $800* $800*
 
NIB - Top Cover Nil Excess $166.83 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
NIB - Young at Heart Top Nil Excess $168.25 $0 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted N/A Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
HBA - Ultimate Health Cover $180.35 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800 No Limit $500 $280 $750 $500
 
Australian Unity - LifeChoice Plus with no excess (LPP) $187.00 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1500 $500 $1000 $300 $800* $800*
 
Your guide to product excellence
Report Date: September, 2009. (All information is correct as at September 2009) Health Insurance Star Ratings September 2009