Health Insurance Star Ratings
Package - Young Singles
Included service Included service Restricted Restricted None None
* Combined limit applies
SUMMARY REPORT
Product Name Monthly Premium Hospital Cover Extras Cover
Excess Per Admission CoPayment Per Day Assisted Reproductive Cardiac Cataract Joint Replacement Non Medicare Obstetric Palliative Plastic Non Cosmetic Podiatric Psychiatric Rehabilitation Renal Dialysis Sterilisation General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic Podiatry Psychology Non PBS Pharmaceutical Acupuncture Naturopathy Remedial Massage Hearing Aids Blood Glucose Monitor
 
Mutual Community - Active Sports Saver $33.00 $0 $0 Restricted Restricted Restricted Restricted N/A Restricted Restricted Restricted Restricted Restricted Restricted Restricted Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $1000* $0 $1000* $0 $0 $1000* $1000*
 
Medibank Private - MyOptions Packaged Cover $38.20 $0 $0 N/A N/A N/A N/A N/A N/A Restricted N/A Restricted Restricted Restricted Restricted Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $350* $400 $350* $200 $350* $350*
 
MBF - MBF HEALTHSMART $1000 EXCESS $46.20 $1000 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
MBF - MBF HEALTHSMART $500 EXCESS $57.40 $500 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
MBF - MBF HEALTHSMART $250 EXCESS $62.95 $250 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
MBF - MBF CHOICES WITH 70% BACK $39.34 $250 $0 N/A N/A N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300* $300* $0 $0 $300* $300* $300*
 
Medibank Private - HealthyPlus Packaged Cover $41.20 $200 $0 Restricted Restricted Restricted Restricted N/A Restricted Covered N/A Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $0 $500* $0 $200 $300 $0
 
HCF - HOSPITAL ADVANCED SAVINGS $450 & GENERAL EXTRAS PLUS $51.05 $450 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $300* $300* $250 $180 $500* $500*
 
AHM - Essential Hospital Level 5 & Lifestyle Extras $67.30 $0 $0 Restricted Covered Covered Restricted Restricted Restricted Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $750 $600 $1400 $180 $900* $900*
 
AHM - Family Hospital Level 5 & Family Extras $68.65 $0 $0 Covered Covered Restricted Restricted Restricted Covered Covered Restricted Restricted Restricted Restricted Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $750 $600 $600 $180 $750* $750*
 
Medibank Private - PremierPlus Packaged Cover $101.50 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2000* $400 $2000* $250 $700 $400*
 
Mutual Community - Young Singles Saver $42.55 $0 $0 Restricted Restricted Restricted Restricted N/A Restricted Restricted Restricted Restricted Restricted Restricted Restricted Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 $150 $350* $350*
 
MBF - MBF CHOICES WITH 80% BACK $43.50 $250 $0 N/A N/A N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300* $300* $0 $0 $300* $300* $300*
 
MBF - MBF CHOICES WITH 90% BACK $46.15 $250 $0 N/A N/A N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300* $300* $0 $0 $300* $300* $300*
 
HCF - HOSPITAL ADVANCED SAVINGS $250 & GENERAL EXTRAS PLUS $53.90 $250 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $300* $300* $250 $180 $500* $500*
 
Medibank Private - SmartPlus Packaged Cover $65.90 $200 $0 Covered Restricted Restricted Restricted N/A Covered Covered N/A Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $800* $300* $800* $300* $200 $300 $300*
 
HCF - HOSPITAL ADVANCED SAVINGS $450 & MULTICOVER $68.20 $450 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HCF - HOSPITAL ADVANCED SAVINGS $250 & MULTICOVER $71.05 $250 $0 Restricted Covered Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Medibank Private - AdvantagePlus Packaged Cover $85.20 $200 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2000* $400 $2000* $250 $700 $400*
 
AHM - Top Hospital Level 8 & Super Extras $87.30 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
AHM - Top Hospital Level 5 & Super Extras $97.65 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
AHM - Top Hospital & Super Extras $112.80 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
NIB - Basic Saver $500 Excess $44.92 $500 $0 N/A Restricted N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $450 $0 $0 $0 $200 $200* $200*
 
Mutual Community - Hospital Saver with Standard Extras $50.75 $500 $0 Restricted Restricted Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 $150 $350* $350*
 
Mutual Community - Young Singles Choice $51.55 $0 $0 N/A N/A N/A N/A N/A N/A Covered Covered Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 $150 $350* $350*
 
Mutual Community - Hospital Saver with Your Choice Extras $55.05 $500 $0 Restricted Restricted Restricted Restricted N/A Restricted Covered Covered Restricted Restricted Restricted Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700* $450 $700* $450 $180 $450 $350
 
AHM - Basic Hospital & Basic Extras $59.70 $0 $0 Restricted Restricted Covered Restricted Restricted Restricted Covered Restricted Restricted Restricted Restricted Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $0 $0 $0 $150 $400* $400*
 
Mutual Community - Hospital Saver Plus - Level 3 with Your Choice Extras $73.45 $300 $0 Covered Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700* $450 $700* $450 $180 $450 $350
 
HCF - HOSPITAL SAVINGS $250 EXCESS & GENERAL EXTRAS PLUS $73.65 $250 $0 Restricted Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400 $300* $300* $250 $180 $500* $500*
 
Mutual Community - Hospital Cover with Excess Bonus and Your Choice Extras $78.75 $300 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700* $450 $700* $450 $180 $450 $350
 
Mutual Community - Hospital Saver Plus Level 2 and Silver Extras $86.65 $200 $0 Covered Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1000 No Limit $700 $200 $700 $500
 
HCF - HOSPITAL SAVINGS $250 EXCESS & MULTICOVER $90.80 $250 $0 Restricted Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Restricted Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HCF - TOP PLUS $450 EXCESS & MULTICOVER $93.80 $450 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Mutual Community - Hospital Cover with Excess Bonus Plus with Silver Extras $94.00 $200 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1000 No Limit $700 $200 $700 $500
 
Mutual Community - Hospital Saver Plus Nil Excess and Gold Extras $103.10 $0 $0 Covered Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1100 No Limit $800 $240 $800 $600
 
HCF - TOP PLUS $250 EXCESS & MULTICOVER $103.70 $250 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Mutual Community - Top Hospital Cover and Gold Extras $108.90 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1100 No Limit $800 $240 $800 $600
 
HCF - TOP PLUS $450 EXCESS & SUPER MULTICOVER $109.25 $450 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
HCF - TOP PLUS $150 EXCESS & MULTICOVER $115.20 $150 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HCF - TOP PLUS $250 EXCESS & SUPER MULTICOVER $119.15 $250 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
HCF - Top Plus Nil Excess & Multicover $122.20 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Mutual Community - Ultimate Health Cover $128.65 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800 No Limit $500 $280 $750 $500
 
HCF - TOP PLUS $150 EXCESS & SUPER MULTICOVER $130.65 $150 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
NIB - Top Cover $500 Excess $132.16 $500 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
HCF - Top Plus Nil Excess & Super Multicover $137.65 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
NIB - Top Cover Nil Excess $167.65 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
NIB - Basic Saver $250 Excess $53.96 $250 $0 N/A Restricted N/A N/A N/A N/A Restricted Restricted Restricted Restricted Restricted N/A Restricted
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $450 $0 $0 $0 $200 $200* $200*
 
NIB - Basic Plus $500 Excess $66.36 $500 $0 Restricted Restricted N/A N/A N/A Restricted Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
Mutual Community - Hospital Saver Plus Level 3 Cover with Standard Extras $69.15 $300 $0 Covered Covered Restricted Restricted N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 $150 $350* $350*
 
NIB - Basic Plus $250 Excess $72.19 $250 $0 Restricted Restricted N/A N/A N/A Restricted Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
Mutual Community - Hospital Cover with Excess Bonus and Standard Extras $74.50 $300 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500* $500* $500* $0 $150 $350* $350*
 
NIB - Mid Plus $500 Excess $93.91 $500 $0 N/A N/A N/A N/A N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
NIB - Mid Plus $250 Excess $104.89 $250 $0 N/A N/A N/A N/A N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $600* $600* $600* $250 $350* $350*
 
NIB - Young at Heart Mid $500 Excess $111.50 $500 $0 N/A Restricted Restricted Restricted N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $700* $700* $0 $250 $300* $300*
 
NIB - Young at Heart Mid $250 Excess $121.00 $250 $0 N/A Restricted Restricted Restricted N/A N/A Restricted N/A Restricted Restricted Restricted N/A N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $500 $700* $700* $0 $250 $300* $300*
 
NIB - Young at Heart Top $500 Excess $136.74 $500 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
NIB - Top Cover $250 Excess $151.08 $250 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
NIB - Young at Heart Top $250 Excess $156.09 $250 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
NIB - Young at Heart Top Nil Excess $171.14 $0 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted N/A Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
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Report Date: September, 2009. (All information is correct as at September 2009) Health Insurance Star Ratings September 2009