Health Insurance Star Ratings
Package - Mature Singles
Included service Included service Restricted Restricted None None
* Combined limit applies
SUMMARY REPORT
Product Name Monthly Premium Hospital Cover Extras Cover
Excess Per Admission CoPayment Per Day Assisted Reproductive Cardiac Cataract Joint Replacement Non Medicare Obstetric Palliative Plastic Non Cosmetic Podiatric Psychiatric Rehabilitation Renal Dialysis Sterilisation General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic Podiatry Psychology Non PBS Pharmaceutical Acupuncture Naturopathy Remedial Massage Hearing Aids Blood Glucose Monitor
 
MBF - MBF HEALTHSMART $500 EXCESS $85.65 $500 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
MBF - MBF HEALTHSMART $250 EXCESS $91.45 $250 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
HCF - TOP PLUS $250 EXCESS & SUPER MULTICOVER $146.75 $250 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
Medibank Private - PremierPlus Packaged Cover $162.95 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2000* $400 $2000* $250 $700 $400*
 
HCF - TOP PLUS $150 EXCESS & SUPER MULTICOVER $163.15 $150 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
HCF - Top Plus Nil Excess & Super Multicover $166.00 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
MBF - MBF HEALTHSMART $1000 EXCESS $74.05 $1000 $0 N/A Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $300 $200* $200* $0 $185 $350* $350*
 
Westfund - Classic Gold - Single $111.30 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2600 No Limit No Limit $275 $500* $500*
 
HCF - TOP PLUS $250 EXCESS & MULTICOVER $128.55 $250 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HCF - TOP PLUS $450 EXCESS & SUPER MULTICOVER $142.20 $450 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2700* $2700* $440 $250 $600 $600
 
Westfund - Classic Platinum - Single $143.45 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2600 No Limit No Limit $400 $750* $750*
 
HCF - TOP PLUS $150 EXCESS & MULTICOVER $144.95 $150 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
HCF - Top Plus Nil Excess & Multicover $147.80 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Westfund - Classic Silver - Single $87.00 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400* $0 $400* $0 $275 $500* $500*
 
CDH - Basic Hospital + Supplementary Cover (Single) $94.60 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $700 No Limit $1800 No Limit $700 $400*
 
Central West - Comprehensive Hospital and Top Extras $98.40 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $850* $850* $850* $850* $200 $800 $240
 
HCF - TOP PLUS $450 EXCESS & MULTICOVER $124.00 $450 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550 $2220* $2220* $440 $220 $600 $600
 
Medibank Private - AdvantagePlus Packaged Cover $129.80 $200 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2000* $400 $2000* $250 $700 $400*
 
Peoplecare - Gold Plan $141.41 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $2650 No Limit $2100 $300 $550 $435*
 
AHM - Top Hospital & Super Extras $159.45 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
Peoplecare - Silver Plan $95.51 $500 $0 Covered Covered Covered Covered N/A Covered Covered Covered Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $550* $0 $550* $0 $180 $350 $350*
 
CDH - Top Hospital + Supplementary Cover (Single) $107.80 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $700 No Limit $1800 No Limit $700 $400*
 
AHM - Top Hospital Level 5 & Super Extras $145.35 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
HBA - Top Hospital Cover and Gold Extras $158.60 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1100 No Limit $800 $240 $800 $1200
 
NIB - Top Cover Nil Excess $165.91 $0 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
Australian Unity - LifeChoice Plus with no excess (LPP) $188.05 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1500 $500 $1000 $300 $800* $800*
 
HBA - Ultimate Health Cover $190.55 $0 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $800 No Limit $500 $280 $750 $500
 
Australian Unity - Smart Combination with $500 Excess (SJ) $83.85 $500 $0 N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted Restricted Restricted Covered N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600* $0 $600* $0 $200 $500 $500
 
Australian Unity - Smart Combination with $250 Excess (SK) $96.90 $250 $0 N/A Covered Covered Covered Restricted Restricted Covered Covered Restricted Restricted Restricted Covered N/A
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600* $0 $600* $0 $200 $500 $500
 
HBA - Hospital Cover with Excess Bonus and Standard Extras $106.15 $300 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $400* $400* $400* $0 $150 $350* $350*
 
HBA - Hospital Cover with Excess Bonus and Your Choice Extras $108.15 $300 $0 Covered Covered Covered Covered N/A Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700* $500 $700* $450 $180 $450 $350
 
Australian Unity - LifeChoice with $500 excess (LCJ) $122.50 $500 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1200 $500 $500 $250 $600* $600*
 
AHM - Top Hospital Level 8 & Super Extras $128.40 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Restricted Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1100 $1000 $800 $250 $900* $900*
 
NIB - Top Cover $500 Excess $130.75 $500 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
Australian Unity - LifeChoice with $250 excess (LCX) $133.15 $250 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1200 $500 $500 $250 $600* $600*
 
NIB - Young at Heart Top $500 Excess $137.89 $500 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
NIB - Top Cover $250 Excess $149.56 $250 $0 Covered Covered Covered Covered N/A Covered Covered N/A Covered Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $600 $1200* $1200* $350 $300 $550* $550*
 
Australian Unity - LifeChoice with no excess (LCL) $153.65 $0 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1200 $500 $500 $250 $600* $600*
 
NIB - Young at Heart Top $250 Excess $156.51 $250 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
Australian Unity - LifeChoice Plus with $250 excess (LPX) $167.85 $250 $0 Covered Covered Covered Covered Restricted Covered Covered Covered Restricted Covered Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy No Limit $1500 $500 $1000 $300 $800* $800*
 
NIB - Young at Heart Top Nil Excess $169.19 $0 $0 N/A Covered Covered Covered N/A N/A Covered N/A Restricted N/A Covered Covered Covered
Limit of Covers General Dental Major Dental Endodontic Orthodontic Optical Physiotherapy Chiropractic
Limit per person/Limit per policy $700 $1200* $1200* $0 $350 $500* $500*
 
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Report Date: September, 2009. (All information is correct as at September 2009) Health Insurance Star Ratings September 2009