Latitude 28° Global Platinum Mastercard

To apply for the 28° Global Platinum Mastercard product, you must be able to satisfy the following criteria:

• At least 18 years old.
• Permanent Australian resident.
• Good credit rating.
• If self-employed, you will need your accountant’s phone number.

For more information on eligibility requirements, refer to the Latitude website.

First, check whether you are eligible to apply for a 28° Global Platinum Mastercard. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online. Have your ID and income details handy and check our list of documentation you may need when applying for a credit card.

You can expect to receive a response in less than 60 seconds (Latitude Financial Services). In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you. You can check your application status at any time by calling 1300 764 454.

Your official card will take approximately 5-10 working days to arrive after your card is approved (Latitude Financial Services). When it arrives, you will have to activate the card through online banking before you are able to use that card.

You can manage your 28° Global Platinum Mastercard through online banking on the 28 Degrees website. Use online banking to do things like view your recent transaction history, view your balance, request a change in credit limit, and more.

When interest is charged

Interest is charged when you carry a balance on your 28° Global Platinum Mastercard. Interest is charged on cash advances (local and international) from the date of withdrawal (fees and charges apply) and balance transfers from the date of transfer.

When interest is not charged

Up to 55 interest-free days apply to 28° Global Platinum Mastercard purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Your credit limit for a 28° Global Platinum Mastercard will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits that apply to this card. Find out more about how credit limits are determined here.

You can close your 28° Global Platinum Mastercard account at any time by contacting Latitude Financial Services:

• Customer Solutions: Phone 1300 552 079 (within Australia) or +61 3 9445 0189 (from overseas) (open 7 days Mon-Sun)

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the Customer Solutions team to get help in making repayments.

If you are closing your 28° Global Platinum Mastercard because you’re not satisfied with it, consider your other options when it comes to credit cards:

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28° Global Platinum Mastercard is a credit card product provided by Latitude Financial Services, a financial institution in Australia and New Zealand that offers credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.

Latitude Financial Services has more than 3.1 million customers and employs more than 4,600 employees.

Source: 28° Global Platinum Mastercard

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